3 Benefits of Mortgage Broker In Hammersmith

by | Tuesday 5th Jun 2018 | Mortgage Insights

buisness men in Hammersmith shake hands

Hammersmith is an area that continually attracts the eye of homeowners.

In particular, many families based in Kensington and Chelsea who are looking to upsize have chosen to target larger and more affordable properties in Hammersmith. This is according to Paul Cosgrove, director at local estate agent Finlay Brewer.

“We’re continuing to see a prominent overspill from Kensington and Chelsea,” he explains. “A lot of families are either priced out… or are simply looking for a better community atmosphere, which is being lost there with a high number of international owners that only occupy their homes for part of the year.”

As a mortgage broker with experience in Hammersmith, we know that attractive features are a draw, such as the area’s overall community atmosphere, its proximity to schools such as St Paul’s and The Harrodian, great transport links, and other benefits from nearby redevelopments in the Shepard’s Bush area.

It’s little wonder then that people are approaching a mortgage broker to explore the possibility of moving toward the Hammersmith area and seeing whether or not it’s a viable option. There are newer builds for people to consider too, with newer developments seeing year-on-year house price growth rise to 6% in the area, according to data from estate agent Hamptons International published in January 2018.

A lot better than the London average of 3.8%, and it can only get better according to David Fell, research analyst at Hamptons International. “The arrival of Westfield 10 years ago less than a mile to the north sent shivers through the heart of Hammersmith,” he says. “But in the intervening decade, W6 has reinvented itself with the arrival of a growing number of independent shops and a high street increasingly dominated by food and drink.”

Explore those possibilities with a mortgage broker with experience in Hammersmith

To go some way to being part of the crowd and exploring the possibility of a move to Hammersmith, though, it’s essential that applicants consider working with a professional mortgage broker, which may increase the chances of accessing a mortgage package that works for them.

Oportfolio’s Fulham-based team of mortgage advisors know the Hammersmith area well; contact us today if you’re thinking of moving into the Hammersmith area and are seeking professional mortgage advice.

There are numerous benefits to partnering with a mortgage broker with a keen understanding of the area you’re considering looking to move to, including:

A greater depth of knowledge: The mortgage market can be an incredibly tricky and complex one to navigate, whatever your experience or stage of the process. Many think online comparison engines can help simplify the process. The reality is that an experienced mortgage broker has strong connections with a variety of lenders, and can help applicants find the most suitable mortgage package possible for their current and future needs.

Getting to know you: Again, a broker will be able to provide a far more personal relationship than an application through the internet. If a hurdle appears during your online journey, you’re effectively on your own. An experienced broker will take that weight from your shoulders and handle most of the process on your behalf, getting to know you and your financial ambitions as much as they possibly can to get the maximum possible results from the relationship.

A faster financial service: Applying online or individually can leave you at the mercy of your lender. Working with a professional broker with strong relationships with lenders helps them to chase up applications on your behalf, making for a faster, smoother journey that you’re on together. A broker will also deal with underwriting queries and much more besides, leaving you time to focus on the things in life that matter to you most.

The Oportfolio team works together with mortgage applicants to make the journey as painless as possible for them when they want to approach lenders. Contact us today to find out more.

Your property may be repossessed if you do not keep up with repayments on your mortgage.

Please note that neither Oportfolio Limited or First Complete Limited are responsible for the accuracy of the information contained within externally linked sites accessible from this page.

Oportfolio Ltd fees are payable on application. We charge a broker fee for property purchases of £495 and a remortgage/further advance fee of £395. Our product transfer fee is £295.

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