Looking for Santander mortgages with better borrowing power? As of the 12th of August 2025, Santander has raised its Loan to Income (LTI) multiples, allowing UK homeowners to borrow more, especially for mortgages with up to 90% Loan to Value...
If you’re exploring a private bank mortgage in the UK, you may already be aware of Coutts, one of the most recognised private banks in Britain. Known for working with high-net-worth individuals, entrepreneurs, and those with complex income, Coutts has recently updated...
Googling mortgage advice or asking AI helpers like ChatGPT how to buy a home? You're not the only one. At Oportfolio Mortgages, we totally get how overwhelming mortgages can be, especially with so much confusing information on the internet. We've gathered and answered...
NatWest has announced yet another round of mortgage rate increases, effective from the 31st January 2025 (This Friday). The changes, which impact a variety of mortgage products across its new business range, see rate hikes of between 0.02% and 0.11% on selected two-...
Barclays has today announced the expansion of its Joint Borrower Sole Proprietor (JBSP) Mortgage Boost range, designed specifically to help struggling first-time buyers to secure larger loans in today’s challenging housing market. It is no secret that first-time...
Specialist lender Precise Mortgages has expanded its bridging loan range by introducing a new developer exit product and reducing bridging loan rates by 0.07%. Bridging loans are a great alternative lending method for short term finance, and definitely something that...
Buy-to-let mortgage rates have been a focal point for landlords and property investors over the past year, with notable fluctuations influenced by economic events, swap rate markets, and broader financial pressures. Recent analysis by specialist lender Octane Capital...
The housing market in 2024 offered glimmers of hope for prospective buyers, with Nationwide Building Society’s latest Housing Affordability Report highlighting slight improvements in affordability. However, unfortunately beneath these modest gains lies a sobering...
The Helping Hand mortgage now potentially allows first-time buyers to borrow up to six times their income. This can increase borrowing capacity by up to 33% more than Nationwide’s standard lending limits, offering a significant boost to those looking at buying their...
In a fast-moving mortgage market, the latest developments from Principality Intermediaries and Metro Bank signal yet more turbulence for borrowers and brokers alike. Principality’s decision to withdraw several residential mortgage products and Metro Bank’s upcoming...
For the first time in three months, UK inflation has shown a modest dip, according to the latest figures from the Office of National Statistics (ONS). The Consumer Prices Index (CPI) rose by 2.5% in the year to December 2024, a slight reduction from November’s 2.6%....
As mortgage brokers, we know that in this day and age, the property and mortgage market is far from simple to understand, and getting your head around trends and what they mean can be a bit of a nightmare. The latest Barclays Property Insights Report sheds light on...
In today’s digital age, social media influencing has become a legitimate and thriving career. Whether that is on social media platforms like Instagram, TikTok, X (formerly twitter), or YouTube. There is great money to be earned if you know how to crack the code. If...
Leeds Building Society has today introduced significant changes to its mortgage offerings for 2025, with updates affecting residential, affordable housing, Buy to Let (BTL), and holiday let products. The last few months have seen a lot of fluctuation and unpredictable...
With high interest rates and stricter mortgage affordability rules, it is becoming a daily battle for mortgage lenders to encourage new borrowers. What is the incentive to choose a specific lender and product aside from who has the best rate in the bunch? Fortunately,...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.