Stamp duty in the UK is set to change significantly from the 1st of April 2025, with first-time buyers facing increased costs when purchasing property in the capital. Being a London based mortgage advisor ourselves, we are particularly interested in how stamp duty in...
HSBC has announced a series of updates to its Premier mortgage products, introducing new fixed-rate options and making changes to cashback incentives. The adjustments apply to both residential and buy-to-let (BTL) segments for HSBC premier mortgage borrowers, offering...
As your current mortgage deal approaches its end, you might be wondering if it’s possible to secure a new mortgage deal before your old one expires. The good news is that, yes, you can start exploring your options for a remortgage or product transfer up to six months...
Hinckley & Rugby Building Society has unveiled a new Visa Buy-to-Let mortgage range, aiming to support skilled professionals, entrepreneurs, and investors on visas in purchasing or refinancing property in the UK. This initiative reflects the growing demand for...
Homebuyers and homeowners looking to secure a new mortgage deal could benefit from fresh cuts to Halifax and Clydesdale mortgage rates. Both lenders have announced reductions across a range of mortgage products, making borrowing slightly more affordable in an ever...
UK inflation has surged to 3% in January 2025, its highest level since March last year, according to the latest figures from the Office for National Statistics (ONS). This rise (unexpected or not) from December’s 2.5% reading is sending shockwaves through the economy,...
When applying for a mortgage, one of the most crucial steps is understanding how lenders calculate how much you can borrow or how mortgage is calculated. Mortgage calculations are based on a range of factors, including income, outgoings, employment type, and deposit...
Investing in a buy-to-let property can be a lucrative venture, offering long-term rental income and potential capital appreciation for those looking to invest their money somewhere. However, landlords must also consider the financial responsibilities, including tax...
The number of first-time buyers in the UK saw a significant increase in 2024, with 341,068 people stepping onto the property ladder. This marks a 19% rise compared to 2023, according to the latest research from Halifax. First-time buyers made up 54% of all home...
Well Ladies and Gentlemen…it has finally happened! The UK mortgage market has taken an exciting turn as two major lenders, Santander and Barclays, introduce mortgage products with interest rates below 4%! This is something that we have all been waiting for as rates...
NatWest mortgages have this morning unveiled a series of rate reductions across their mortgage product offerings, set to take effect from the 12th of February 2025. The new changes are specifically for new business rates, existing customer deals, and additional...
It’s looking likely that millions of UK homebuyers are about to benefit from long-overdue improvements to the home buying and selling process, the government has announced over the last couple of days! With a new initiative to slash delays and reduce the number of...
The UK housing market kicked off 2025 on a high, with house prices increasing by 0.7% in January 2025, following a slight -0.2% dip in December, according to the latest Halifax House Price Index. The report reveals that the average property price now stands at a...
First-time buyers looking to get onto the property ladder with a minimal deposit have received a major boost, as Accord Mortgages has expanded its £5K Deposit Mortgage proposition to include flats. This enhancement makes it even easier for buyers to secure a home with...
A new study from specialist lender The Mortgage Lender (TML) has revealed that nearly four-fifths (79%) of non-traditional workers, including freelancers, self-employed individuals, and gig economy workers, have homeownership aspirations. Despite the rather tricky...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.
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