Oportfolio Mortgages speaks with Beyant Khosti from TaxAssist Putney about self-employed mortgages, landlord taxation, financial preparation, and what buyers need to know before purchasing property in London.
Learn how long mortgage offers last in the UK, what happens if your mortgage offer expires, and whether lenders allow extensions.
Halifax has launched a new £5,000 deposit mortgage for first-time buyers. Learn who qualifies, how the scheme works, and what buyers should consider.
Can you get a mortgage with 1 year of accounts? This case study shows how a self-employed buyer secured approval with the right lender.
In most cases, you’ll need a household income of around £200,000–£250,000+ to secure a £1 million mortgage in the UK, depending on your deposit size, income structure, and lender affordability rules. Below, we break down realistic salary scenarios, lender...
Most UK buyers need a 5%–20% deposit for a mortgage. Learn how deposit size affects rates, borrowing, and lender choice in this guide.
If you earn £300,000 a year, you’re in a strong position when it comes to getting a mortgage, but it’s not always straightforward. High-income borrowers often face more complex lending criteria, especially if income includes bonuses, dividends, or multiple streams....
Case Study: Helping a Homeowner Remortgage to Raise £75,000 for Home Improvements This mortgage case study is based on a real client scenario. Details have been simplified to protect client confidentiality. Remortgaging isn’t just about getting a better interest rate....
In most cases, you’ll need a household income of around £180,000–£225,000 to secure a £900k mortgage in the UK, depending on your deposit size, income structure, and lender affordability rules. Below, we break down realistic salary scenarios, lender calculations, and...
Should you fix your mortgage now or wait in the UK? This guide explains how mortgage rates work, the risks of waiting, and how to decide based on your situation in 2026.
UK mortgage rates are rising again in March 2026 despite the base rate holding. This update explains what’s driving changes and what it means for buyers and remortgages.
Case Study: Helping a First-Time Buyer Use a Gifted Deposit to Secure a Mortgage This mortgage case study is based on a real client scenario. Details have been simplified to protect client confidentiality. For many first-time buyers, saving a deposit is one of the...
Designing the Perfect London Home: An In-Depth Interview with South West London Interior Designer Hannah Ashe Interior Design Advice for South West London Homeowners For many homeowners, buying a property is just the beginning. The real journey starts when you begin...
In most cases, you’ll need a household income of around £160,000–£200,000 to secure an £800k mortgage in the UK, depending on your deposit size, income structure, and lender affordability rules. Below, we break down realistic salary scenarios, lender calculations, and...
Why are mortgage rates going up in the UK even though the base rate hasn’t changed? This guide explains how swap rates, inflation expectations, and lender pricing affect mortgage rates, and what it means if you’re buying or remortgaging in 2026.
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.