Earning £75,000 a year and wondering how much mortgage you could get? Explore potential borrowing amounts, income multiples, deposit examples and the factors UK lenders consider when assessing affordability.
High net worth borrowers may be able to use interest-only mortgages for larger property purchases. Discover how lenders assess affordability, assets and repayment strategies.
Can you borrow five times your salary for a UK mortgage? See 5x salary examples and learn how lenders assess income, affordability and higher income multiples.
Discover how we helped an experienced IT consultant on a fixed-term contract secure a £540,000 mortgage by choosing a lender that understood contract-based employment.
Working on a fixed-term contract? Find out how mortgage lenders assess contract workers, what documents you’ll need and how to improve your chances of getting approved.
UK house prices were flat in June, mortgage approvals fell sharply, and affordability remains under pressure. Read the latest UK mortgage market update from Oportfolio Mortgages.
The mortgage market continues to evolve, and there's some good news for eligible Lloyds Premier customers. From the 7th of July, borrowers with a Lloyds Premier Current Account can now access a range of exclusive Lloyds Premier mortgage deals through authorised...
Can you get a mortgage if you have cancer? We explain how lenders assess applications, whether cancer affects mortgage approval and the support available to homeowners.
Our weekly UK mortgage market update covers the latest mortgage rate changes, lender news and property market developments for the week ending 29 June 2026.
Looking for the best estate agents in Putney? This guide highlights some of the leading estate agents helping buyers, sellers, landlords and tenants across SW15 and South West London.
When a property chain collapses, many buyers assume their purchase is over. In this case study, discover how Oportfolio helped a home mover restructure their mortgage plans and successfully complete on their new home.
Looking to buy your first home in London? Discover some of the best areas for first-time buyers in London, including Wandsworth, Earlsfield, Balham, Wimbledon, Leyton, Barking, Croydon, and more. Explore property prices, transport links, lifestyle benefits, and what to consider before choosing where to buy your first property in the capital.
If recent events have taught us anything it is that jobs, income, and cashflow aren’t always as straight forward and secure as we might think. Sometimes, no amount of planning can prepare you for unexpected events and now more than ever, it is difficult to know how to make sure that you are financially secure when the economy is so uncertain.
The Bank of England held rates at 3.75%, asking prices recorded their biggest June fall in 14 years, and mortgage approvals remained strong. Read the latest UK mortgage market update.
A London buyer was told they could not borrow enough for their dream home. Discover how Oportfolio secured £125,000 more borrowing through specialist lender selection.
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.