A new-build shared ownership property can be a great option to when looking to take the first steps on the home ownership ladder. House prices are going up, and in many cases it can be quite difficult for first time buyers to firstly save enough money for a deposit,...
This week, our mortgage advisors at Oportfolio Mortgages had the privilege of welcoming Christina Smith, business development manager for TSB mortgages into our London based mortgage brokerage. As part of our ongoing commitment to building close relationships with...
As 2024 starts to draw to a close and we enter the final three months of the year, there has been some promising and positive signs for UK property owners regarding UK house prices. Over the last…well…couple of years, really, UK house prices are increased generally....
New research carried out has revealed that the overall cost of being a landlord and maintaining a buy-to-let mortgage has increased by 76% in the last 12-months alone, as mortgage interest rates have soared and the cost of living has gripped property investors. There...
In another very welcomed communication to mortgage brokers, Barclays bank have announced some new major Barclays mortgage rate changes to their existing products. These changes come as a welcome surprise to both advisors and borrowers after the country took another...
In a confirmation of what we at Oportfolio have been saying for a while now, another mortgage expert from property website Rightmove has announced that he believes that fixed UK mortgage rates will almost certainly go down. And we could see these rate reductions...
At Oportfolio, we are keen supporters of anyone who dedicates their life to protecting our country and our freedom as UK citizens. That's why we offer special perks and discounts on our mortgage advice whenever we help people serving in the armed forces. Today we...
A new update to capital gains tax rules coming to the UK within the next few weeks has left both professional and amateur landlords worried about a potentially crippling tax bill if and when they decide to sell a property. A new change in the law that will see the tax...
Last week, the Bank of England, England's central bank based in Threadneedle Street London, announced that they would once again be raising the base rate for the 11th time in a row. A strategy that the bank's monetary policy committee have been deploying in an attempt...
This afternoon, the monetary policy committee of the Bank of England has announced their intention to raise interest rates from the 11th time in a row after an unexpected rise in inflation. Inflation, which is a general increase in prices and decrease in the...
Coventry building society for intermediaries have sent out a communication this morning to mortgage brokers across the UK, announcing that they have made some changes to their buy-to-let mortgage offerings and also their standard UK residential mortgage products. The...
Fantastic news coming out of mortgage lender Bank of Ireland this morning as they announce that they are launching some new exclusive bespoke mortgage products, available through mortgage brokers like Oportfolio. These new rates are a very welcome string to Bank of...
Data released by HMRC this month has revealed that official statistics show property transactions were down in February 2023 compared to the same time period in February 2022. A property transaction is both the sale and purchase of property in the UK, reflecting the...
Teachers building society, as you can probably guess by the name, is a specialist mortgage lender who offer loans for teachers and other professionals in education. Recognising that mortgages for teachers in some cases could be tricky, Teachers B/S was founded in 1966...
In March 2023 team Oportfolio attended the PRIMIS Mortgage Network's annual conference and recognising excellence awards ceremony in Telford. Every year, PRIMIS hosts a day-time conference where mortgage and protection brokers from the network are invited to come...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.
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