Virgin Money mortgage rates have tumbled to below 4% this week! A very welcome rate reduction came from the money lending arm of Richard Branson’s Virgin empire. This rate reduction is just one of many from lenders dropping their rates as economic stability returns to...
Louis Mason
Guide Price vs Asking Price
So you are ready to purchase a new home. It could be the first house or flat that you have ever bought. It could be your next family home with that extra bit of space. Or it could be a property that you are investing money in and plan on letting out as a buy-to-let....
Remortgage For Home Improvements
Your home is more than just a place to live; it’s one of your biggest financial assets. Property values are rising after a slight slump over the last 12 months, and your mortgage balance obviously decreases over time, meaning that you may actually find yourself...
The Rise Of The Loft Conversion In London
Take a stroll down any residential street in London, specifically Southwest London for us being based in Putney, chances are that you will stumble across a loft conversion taking place. The tell-tale signs are a large metal structure protruding from the front of a...
Are Buy-To-Let Mortgages Recovering?
Finance expert and press officer at Moneyfacts.com Rachael Springall released a report yesterday into the re-emergence of Buy-to-let mortgages over the last week or so after being completely decimated in recent months. The financial crisis that the UK (and the world...
Virgin Money Releases New Low Mortgage Rates
Virgin money for intermediaries, the mortgage lending side of the Virgin conglomerate, have announced that they will be making significant rate reductions for some of their mortgage products. These new low mortgage rates are a good sign that mortgages are slowly...
Mortgage Products Down 41%. Speak To An Advisor Now.
2022, specifically the last few months of 2022, has been a challenging year for everyone and as mortgage professionals we have seen first-hand how 2022 has affected people's finances. A series of rather disastrous financial decisions made by the UK government and...
Reduced Rates For Major Buy-To-Let Lender
In a very well received message to all mortgage brokers registered, buy-to-let lender The Mortgage Works (TMW) have announced that they will be the latest in a long line of mortgage lenders who are dropping their rates. In recent weeks, many mortgage lenders have been...
5-Year Fixed Mortgages Are Finally Below 6%
The news we have all been waiting to hear! Finally, 5-year fixed mortgages are below 6% again. The first time this has happened in almost 2 months. Does this signal a drop in all products is on the horizon? Or is this just an anomaly? The average 5-year fixed mortgage...
Getting Mortgages For Doctors
As a medical professional, you have perhaps one of the most important jobs you can have. It is your responsibility to treat ill or injured people regardless of any personal, political, ideological or any other kind of differences. Your selfless commitment as a doctor...
Mortgages For A Partner In A Business
So, you started off as the document filer in the mailroom straight out of school. With little or no experience in business, you've fought and clawed your way up and learned everything you know along the way from your peers and now you have made it to the top of the...
62% Of Borrowers Are Worried About Mortgage Payments
New data released by researcher QuMind has revealed that a shocking 62% of Britons that they interviewed are concerned about rising mortgage payments or rent payments if their landlord's mortgage and utilities go up. The organisation interviewed a test group of...
More Lender Rates Coming Down
This week has already started with a bang, in a positive way! More and more mortgage lender rates are coming down across products and borrowing is finally becoming cheaper. This week alone HSBC, Virgin, Clydesdale, Coventry and Paragon have all already reduced their...
Can I Get A Second Mortgage To Buy Another House?
There are thousands, even millions of articles online targeted at first-time buyers looking to get a single mortgage. But not anywhere near as many for the more experienced borrower who is looking to get a second mortgage. Buying another property for residential...
Mortgages For Commission-Based Income
Sometimes income received from employment isn't black and white. By that we mean, sometimes people don't just earn a clear basic flat salary. There are lots of weird and wonderful ways that people earn their money, each unique to their own industry. In this blog we...
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