So you are ready to purchase a new home. It could be the first house or flat that you have ever bought. It could be your next family home with that extra bit of space. Or it could be a property that you are investing money in and plan on letting out as a buy-to-let....
Your home is more than just a place to live; it’s one of your biggest financial assets. Property values are rising after a slight slump over the last 12 months, and your mortgage balance obviously decreases over time, meaning that you may actually find yourself...
Skipton Building Society has today announced an exciting new range of mortgage products aimed specifically at first-time buyers, offering greater flexibility and accessibility in an increasingly challenging property market. This new range comes at a time where first...
In recent months, we have seen a steep increase in mortgage rates with lenders across the board. Although it seems that the dust has now settled and many banks and building societies are now bringing their rates back down slowly, the impact of the rate rises is...
As predicted by us here at Oportfolio and by economists and property finance specialists, the UK has seen house prices fall significantly in the last month. This drop in prices comes after the disastrous announcement of the 'mini-budget' last month by the former...
Being based in London has allowed us to help a large variety of different buyers over the years. From first-time purchasers buying their first nest to property developers needing a loan to construct large multi-unit apartment buildings. One of our specialties in the...
Today the Bank of England announced that they will be increasing their base rate to 3%. The recent and quite frequent base rate rises that have happened over the last few months have had a huge impact on spending and saving across the country. Where will rates go...
Another big hitter mortgage lender Skipton Building Society have announced that they are bringing down their interest rates. This change to rates from Skipton is just one of many rate reductions happening, after a gigantic rate rise over the last couple of months....
We love being based in Putney, Southwest London. It has been our home for years, and we have helped thousands of people purchase property in Putney over the years. Being close to the river and well connected with tube stations, rail stations and regular buses, Putney...
What Is A Mortgage Administrator? Most people know or are at least somewhat aware of what a mortgage advisor is and does, it's pretty self-explanatory and when people start looking for a new mortgage, getting the right mortgage advisor is at the top of their priority...
The Bank of England have released figures over the last couple of days that show mortgage approval has decreased significantly in recent months since the cost-of-living crisis and rate increases. The Bank, which controls interest rates and the price of borrowing in...
And just like that, one of the UK's most successful house purchase schemes has come to an end. The help to buy scheme, which has helped people purchase their dream new build house for almost 10 years has finally finished. In this article we will take a look...
The building society, based in Newcastle Upon Tyne, announced yesterday that they would be making a triumphant return to the lending market with two new exclusive large mortgage loan products. The announcement comes only a month after the building society pulled all...
Most people know about mortgage affordability checks, deposits, credit checks and mortgage offers. But what about arguably the most important part of the mortgage application process? The document that shows you exactly what your mortgage advisor recommends and shows...
For anyone looking for temporary short-term lending, perhaps bridging finance could be for you. Bridging finance is a great solution for people who need a quick, temporary cash injection but don't want to have to take out a conventional long-term mortgage. In this...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.
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