For the first time in three months, UK inflation has shown a modest dip, according to the latest figures from the Office of National Statistics (ONS). The Consumer Prices Index (CPI) rose by 2.5% in the year to December 2024, a slight reduction from November’s 2.6%....
As mortgage brokers, we know that in this day and age, the property and mortgage market is far from simple to understand, and getting your head around trends and what they mean can be a bit of a nightmare. The latest Barclays Property Insights Report sheds light on...
In today’s digital age, social media influencing has become a legitimate and thriving career. Whether that is on social media platforms like Instagram, TikTok, X (formerly twitter), or YouTube. There is great money to be earned if you know how to crack the code. If...
When my parents bought their first house in their early twenties, they paid around £40,000 and had a very affordable £400 a month 20 year mortgage. The interest rate was 11% at the time....but that is a different lesson from the history books! The average UK salary at...
The biggest news on the property market front is that house prices have dropped in the biggest reduction since the UK financial crisis kicked off. Halifax bank, which regularly releases a house price index, have announced that the average house price has dropped by...
Buy-to-let mortgage lender TMW have announced that they are making changes to their mortgage affordability stress test. But this time, it looks like they are going to be making it easier for borrowers. A great sign that the buy-to-let mortgage market will hopefully be...
Finishing Touch When Oportfolio moved from Fulham back to Putney in 2020, we decided to invest in the decor of our offices. We wanted to create a welcoming environment for our clients and staff. We commissioned an interior designer to advise us on the floor plan,...
Last week, Senior mortgage and protection advisor Jade Pinkerton and Administration manager She-rel Edwards from Oportfolio mortgages joined an exclusive group of mortgage and protection professionals at the PRIMIS mortgage network leading ladies' event in Birmingham....
Twenty7tec has long been a part of the mortgage and protection industry, researching, recording, and offering free of charge statistics and information about finance and financial institutions for borrowers and brokers alike. Regularly they carry out their own...
The Help to Buy scheme was a scheme introduced by the UK government in 2013 as a means of boosting the new build property market and to give more people the chance to purchase their dream home. The scheme ran successfully from 2013 until the end of this year when it...
When someone is diagnosed with a serious illness like cancer, there are a multitude of questions that swirl around people's heads. Am I going to be ok? Will I get better? Will my family be ok? Will I be able to keep earning an income? How will this impact my quality...
Take a stroll down any residential street in London, specifically Southwest London for us being based in Putney, chances are that you will stumble across a loft conversion taking place. The tell-tale signs are a large metal structure protruding from the front of a...
Finance expert and press officer at Moneyfacts.com Rachael Springall released a report yesterday into the re-emergence of Buy-to-let mortgages over the last week or so after being completely decimated in recent months. The financial crisis that the UK (and the world...
Virgin money for intermediaries, the mortgage lending side of the Virgin conglomerate, have announced that they will be making significant rate reductions for some of their mortgage products. These new low mortgage rates are a good sign that mortgages are slowly...
2022, specifically the last few months of 2022, has been a challenging year for everyone and as mortgage professionals we have seen first-hand how 2022 has affected people's finances. A series of rather disastrous financial decisions made by the UK government and...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.
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