When purchasing a property, securing a sufficient deposit is one of the most significant financial hurdles you’ll encounter. Saving a large enough deposit, especially when you are having to pay rent and bills at the same time. Can be very difficult. For many, this...
Halifax has announced a new exciting change to its mortgage application criteria, that is due to take effect on the 12th of August 2024. In a message to all mortgage brokers this morning, Halifax announced that they will now accept foreign income mortgage...
The property market is constantly evolving, with prospective homeowners on the lookout for the best opportunities to secure their dream home. And with things like rising house prices and higher cost of living, it is becoming more difficult for people to make that leap...
A drastic drop in mortgage products on the market has encourage an influx in mortgage searches according to mortgage fintech website Twenty7tec. More and more mortgage products have rapidly left the market over the last few days, weeks, and months as a result of...
*Please note that we are not currently hiring any mortgage advisors or providing any training Today, people need mortgage advisers and financial advisers in general, more than ever. The mortgage market is a bit of a mine field at the moment, to put it lightly. And to...
A recent investigation by Comparethemarket has found that a third of homeowners who are due to remortgage at the end of their fixed deal would want a long term fixed remortgage deal to combat the rising cost of living. The study shows that 32% of existing mortgage...
Mortgage lenders Virgin Money and Skipton for intermediaries have pulled new mortgage deals from their lending portfolios as the financial market goes into turmoil. Well known mortgage lenders Virgin Money and Skipton have announced that they are temporarily...
Could we see an emergency base rate rise imposed on us by the Bank of England? Liz Truss's new Conservative government and her recently appointed Chancellor's mini budget released at the end of last week has caused the economy to go into a state of panic and now the...
Something that is often overlooked when purchasing a property by many are the fees that can be associated with it. The majority of people who buy a house or an apartment need a mortgage and the majority of people who need a mortgage will need insurance. But,...
One of the most common worries that people have when buying a property, is how long will it take for the mortgage to be approved? It doesn't matter if you are a first-time buyer, second, third, fourth time buyer, or even a serial landlord. The fear that your...
The new Chancellor of the Exchequer Kwasi Kwarteng has announced his September 2022 budget in the house of commons today. The new budget has been designed specifically to fit Prime Minister Liz Truss's attack on the rising cost of living and looming economic...
For hundreds of years, mortgages were pretty black and white. You want to buy a property but don't have the money to pay for it in full, so you borrow money from a lender and pay them back. Normal straight forward mortgages are given based on the borrowers income,...
Purchasing a property for the sole purpose of letting it out for short term holidays or short term business breaks has become increasingly popular in recent years, thanks primarily to the holiday let conglomerate Airbnb. So what do you need to do if you want to...
Key facts: Clients were both foreign nationals, originally from countries outside of the UK. One is an EEA national and the other was not. They moved to London a few years ago and had been renting for a while. Now that they had both established themselves in the UK...
According to several sources from Whitehall, Prime Minister Liz Truss's government are due to announce a stamp duty cut on property purchases in their Friday mini budget announcement. What Is Stamp Duty Tax? For anyone who doesn't know what stamp duty is, stamp...
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