Virgin Money mortgage rates have tumbled to below 4% this week! A very welcome rate reduction came from the money lending arm of Richard Branson’s Virgin empire. This rate reduction is just one of many from lenders dropping their rates as economic stability returns to...
Louis Mason
Guide Price vs Asking Price
So you are ready to purchase a new home. It could be the first house or flat that you have ever bought. It could be your next family home with that extra bit of space. Or it could be a property that you are investing money in and plan on letting out as a buy-to-let....
Remortgage For Home Improvements
Your home is more than just a place to live; it’s one of your biggest financial assets. Property values are rising after a slight slump over the last 12 months, and your mortgage balance obviously decreases over time, meaning that you may actually find yourself...
Bank Of Ireland Mortgage Rates Rise
In suit with a lot of other mortgage lenders, Bank Of Ireland have today announced that they are withdrawing rates on residential products and replacing them with new higher rates. This increase of Bank Of Ireland mortgage rates follows a long line of mortgage lenders...
Mortgage Rates Reduced By Accord Mortgages
Accord Mortgages have announced that they will be reducing their residential mortgage rates on selected products. A welcome change from other lenders hiking their rates up. The intermediary only lender said the following in a message to all registered brokers: We’re...
Lenders Strict On Debts Being Paid – Case Study
Key facts: Client looking to sell current property that they have owned for several years to purchase a larger family home Clients had a good amount of equity in their property so would have some spare cash left over once it was sold The clients had a few credit cards...
Housing Market Highlights From Rightmove
Over the last few days, UK property advertisement portal Rightmove have released figures and information that are a result of careful analysis of the property market this year. Some of the highlights they have commented on so far are house prices hitting a 6-month...
Santander Avoids Raising Mortgage Rates
Santander for intermediaries have sent out emails to all registered mortgage intermediaries today announcing that they will be freezing their current mortgage product rates and they will avoid raising mortgage rates for at least one month. In comparison, Nationwide...
Halifax Mortgage Rate Rise On The Way
Halifax have announced that as of the 18th of July (this coming Monday) they will be raising interest rates...again…on selected 2-year and 10-year products. They have said that the rises could be as much as 0.32%. Here are the details we know about the new Halifax...
Dare To Hope – Wildlife Photographer Harry Skeggs
Harry Skeggs - Award Winning Wildlife Photographer When it comes to wildlife photography, Harry Skeggs is the absolute authority. Putney based photographer and friend to Oportfolio Harry is world renowned for his unbelievable snaps of the worlds rarest and most...
Purchasing A Property From Family – Case Study
Key facts: Our client was a first time buyer looking to find a property in his budget and wouldn't use up his entire life savings. He had been looking around for a property but wasn't having much luck Coincidentally, his parents were also looking to sell a rental...
Oportfolio’s Take Care Campaign
In 2020, the entire world was caught completely off guard by the emergence of the COVID-19 pandemic. The unprecedented nature of the pandemic left millions of people scared for their health, worried about the impact of the pandemic on their income, apprehensive about engaging with others, and most of all in the dark about what was going to happen next.
Act Now To Stop Mortgage Rate Rises
Money information website Moneyfacts have revealed new data that shows 2 and 5-year mortgage product rates have increased in the sharpest month-on-month spike since 2007. Meaning that mortgages are getting more expensive and people who don't act now, may end up paying...
Coventry Building Society Reduces Buy-To-Let Mortgage Rates
In the midst of rising mortgage interest rates, Coventry Building Society have announced that they are REDUCING their Buy-To-Let mortgage rates through their intermediary platform. The mortgage broker only arm of Coventry building society are reducing buy-to-let...
Protecting Yourself From The Financial Impact Of Cancer
In July 2022, Oportfolio’s senior mortgage and protection advisor Jade Pinkerton will be running a gruelling 10K for a great cause. The run will push her to her limits and considering she hasn’t run regularly in 10 years; she’ll be the first to admit that she is a bit nervous!
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