In this brief mortgage rate watch article, we will be taking a look at some recent updates and communications coming from mortgage lenders this week. The first week and a bit of February 2023 has been an interesting one to watch as a mortgage broker and as potential...

In a world where we are all encouraged to be more environmentally friendly, we are constantly looking at ways of reducing our carbon footprint and preserve the world for future generations. One of the major ways that people are looking at doing this, is by making...

In a period that is quickly becoming known as the 2023 lender bidding wars, mortgage lenders are competing with each other on a daily basis to try and secure mortgage business, after a slump at the end of 2022. Lenders are competing with each other by dropping...

The people of 2023 are a considerate bunch. I don't mean to sound insincere with that statement if it sounds that way! Global warming, climate change, energy efficiency and the like is a very hot topic in 2023 and people are becoming more and more conscious about...

New data released by mortgage lender Halifax claims to show that a massive 63% of first time buyer mortgages taken out in 2022/23 are in joint names rather than a sole purchase. That means that just 37% of first time buyers are taken out by a single person on their...

This blog comes from Oportfolio Mortgage's Senior Mortgage and Protection Advisor Jade Pinkerton. I had an appointment yesterday with some clients and it was an interesting conversation to say the least. We discussed many things, but one thing in particular was quite...

In an email sent out to brokers this morning, insurance advisor LV= have announced that their research has revealed that 5 million UK adults can't afford bills and other day-to-day expenses. In LV='s newly released report, they revealed several statistics that really...

Although a generally generous mortgage lender and a big name player in the UK mortgage market, Santander has come under criticism in the past for their attitude towards credit commitments when assessing mortgage affordability. However, Santander have recently...

When looking at getting a mortgage as a self-employed person, it can be difficult to get your head round exactly what you need to provide and what the mortgage lenders will need to see. For things like product transfers, chances are that the lender is unlikely to ask...

Official figures released by the Bank of England this month shows that UK inflation has dropped for the second month in a row in December 2022. Figures show that inflation was at 10.7% in November and had dropped to 10.5% in December. Not a huge drop but much better...