NatWest has announced a significant change to its mortgage lending criteria, which is poised to make a substantial impact on the new build property market. The high street bank has increased its loan-to-value (LTV) ratios for new build homes, a move that will enable...
Louis Mason
What Is Stamp Duty For First-Time Buyers?
Purchasing a property is going to be expensive. Unfortunately there is no sugar coating it! Most homebuyers understand that there will be associated costs with purchasing a property. But many don’t know what these costs are, or what they mean. One significant cost...
Barclays Mortgage Rates Cut
Finally, some news that we have all almost literally been holding our breaths for! Barclays Bank has announced reductions in its mortgage rates, becoming the first of the 'Big 6' mortgage lenders to do so after the Bank of England hit its inflation target of 2%. The...
Bridging lending – The Return
Fantastic news for people looking for a buy to let, buying at auction or, purchasing a property that might need a little TLC.
Joint Borrower Sole Proprietor Case Study
In 2019, Our client first came to us at Oportfolio to see how we could help him purchase his dream first home. Like many first-time buyers, our client did not know where to start and did not know what he could afford.
We're Here to Help
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.