The UK property market has maintained its growth, with the latest data from the Office for National Statistics (ONS) showing a 5.4% increase in average house prices over the past year to February 2025. This takes the average UK house prices to £268,000, from a...
Insights from the HSBC Economic Outlook Webinar By Jade Pinkerton This week, our mortgage advisor Jade Pinkerton attended an insightful webinar hosted by HSBC, featuring Group Economist Liz Martins. The timing was significant as it came just a day after the latest...
Nationwide Building Society has announced a positive change to its popular Helping Hand mortgage product, making it more accessible to first-time buyers across the UK. As of Tuesday the 8th of April 2025, the minimum income requirement for sole applicants has been...
In July 2022, Oportfolio’s senior mortgage and protection advisor Jade Pinkerton will be running a gruelling 10K for a great cause. The run will push her to her limits and considering she hasn’t run regularly in 10 years; she’ll be the first to admit that she is a bit nervous!
Key facts: Client looking to purchase a second home to use with family during summer holidays Property was 3 hours’ drive away Due to the rising cost of living, mortgage underwriters applied inflated and extra costs to the mortgage affordability. Because of these...
Struggling to get enough mortgage borrowing because of your age? 35-year mortgage term still too expensive per month for your budget? Would you consider taking 50-year cross-generation mortgages if it meant that you could get the perfect house? All it would mean is...
In recently release figures, the Bank of England has announced that net mortgage borrowing increased by 76% in May 2022. What does this actually mean? Is it a positive sign or a false flag? According to the BOE, Net mortgage borrowing on houses purchased to live in...
Who Are Oportfolio Mortgage Brokers? We are Oportfolio, a specialist broker providing professional advice and guidance on all types of mortgage and personal protection insurance products. We offer you tailored advice to support you wherever you are in your life...
Halifax have sensationally announced today that they are lowering their minimum required deposit on new build properties from 10% to 5% throwing thousands of first-time buyers a lifeline. Changing their criteria to offer 5% deposit mortgages in the face of rising...
Intermediary accessible only lender Accord Mortgages have today announced that they are offering new discounted SVR mortgage products (Standard Variable Rate) across buy-to-let and residential mortgages. The lender, which is owned by Yorkshire Building Society, only...
Southwest London really is perfect. We aren’t just saying this because our office is based in Putney and we’ve been based in southwest London for over 10 years, oh no. Living in Putney or the surrounding area is like getting the best of both worlds. You get to live in...
Key facts: Client came to us to do a residential remortgage on their flat. As part of the remortgage document requirements, the new mortgage lender asked for an EWS1 form to be provided to prove fire safety. The management company for the building hadn't arrange an...
Recently Nationwide building society and their buy-to-let arm The Mortgage Works (TMW) have been putting their rates up so much that they are no longer competitive in the mortgage market meaning that these rate rises are pushing these lenders down the list when...
Latest news coming out of the Bank of England says that they are raising the BoE base rate an extra 0.25% to 1.25% from the previous 1.00% which was only raised last month! In an attempt to tackle a potential risk of recession, the Bank of England has announced that...
On the 10th of July 2022, our senior mortgage and protection advisor Jade Pinkerton is stepping out of her usual comfort zone and is going to be running the ASICS 10K across central London. She will be running to raise money in aid of Macmillan cancer support, a very...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.