In today's unpredictable economy, being successful and prospering usually boils down to keeping your finances in check. To safeguard against these uncertainties, financial protection becomes essential, especially if you have people and assets to protect. And two...
In life, unforeseen challenges can certainly cast a shadow over our carefully laid plans. When it comes to health, the unpredictability of critical illnesses poses a significant threat to our well-being and financial stability. In the face of such uncertainties, a...
Questions to ask for first-time home buyers answered by Oportfolio Getting on the property ladder can feel like an impossible task. Although still a challenge for many, there is a lot of help available for first-time buyers to get a mortgage and their first home. Here...
There’s now just a little over four months to go before the Chancellor is due to slam the door shut on the Stamp Duty holiday that has saved homebuyers up to £15,000 in land tax since June this year. Recent figures from the National Association of Estate Agents (NAEA)...
With the UK now formally in recession for the first time in 11 years, mortgage providers are inevitably becoming more circumspect in how they lend money for house purchases. And that means it’s becoming harder to secure the larger sums needed to move. As the Financial...
According to some reports this week, the first signs that the post-lockdown housing boom that began when the government opened up the housing market at the beginning of June 2020 has begun to give way to greater caution. According to the online housing news portal...
Despite the uncertainty in the housing market, the prospect of buying a second property – or perhaps a third, fourth or fifth – as a landlord to rent out is still attractive to a lot of people. Recent research comparing the England and London property rental sector...
Most of us know what it’s like moving into a new house. You came to see it when it was in full swing as someone else’s home and it feels very different when you take your first steps into it as the proud new owner. The seemingly vacuous rooms that seem much bigger...
There’s barely a single area of our increasingly busy lives where we don’t have the option to do things for ourselves at home in front of a laptop, and the process of choosing a mortgage product is no different. From online grocery shopping to switching your car...
Nothing in life stays the same. The plans we make for today and tomorrow can change over time and new plans will need to be made. That’s certainly true when it comes to buying houses. There are all sorts of reasons for moving. It may be that you originally bought the...
With the school holidays here, summer brings great opportunities to spend time together as a family. But if you’re not careful, family days out in London can come with a weighty price tag. Luckily, in Fulham and Chelsea and beyond there are loads of local things to...
In March, everything changed in the space of a single weekend when lockdown was announced. On Friday, March 20th, it was very much business as usual as we worked with our many clients on a range of products from mortgages to life insurance policies, and critical...
If there’s one thing that the Covid-19 pandemic has, or should have, taught us, it’s that just when life seems to be ticking along nicely, things can take a sudden and unexpected turn for the worse. One of the most surprising statistics I’ve read recently, beyond the...
If you’re thinking about moving to take advantage of low-interest rates and the stamp duty holiday, then recent speculation suggesting the latest recession may impact negatively on mortgage holders could be making you doubt whether it’s a good time to be moving. The...
In an uncertain economy, it’s understandable that people might worry about job security and what happens if they suddenly find themselves out of work through redundancy or the sudden collapse of the company they work for. What people don’t always think about or plan...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.
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