Going to the gym helps you build your fitness and improve your endurance. Aside from the obvious physical benefits, the gym can also help your mental well being, by improving your mood, sleep, and brain function. When you’re living and working in London, life can be...
At the start of 2018 the Bank of England was warning that interest rates would almost certainly have to rise in order to keep pace with inflation and the Government’s economic targets. By August of that year, the threat of rising rates had receded and in the time...
There are some things that most of us would prefer not to think about such as getting protected. That’s why the consumer watchdog Which? estimates that only 54% of people have a Will. It probably also explains why, according to a recent report for a leading insurance...
As parents, we always want to use our experience, knowledge and resources to help our children to succeed in life – and that doesn’t change whether they’re 5 or 25. A lot of the time, it’s easy to provide help that makes a difference, whether it’s in teaching life...
The world we live in is increasingly on-demand and technology has made it possible for us as consumers to easily get what we need from multiple sources. Personal finance advice and products are no different. But is that the best way to make important financial...
It’s been a few months since I last wrote about Brexit and its likely impact on interest rates, the mortgage sector and the residential property market. That was not long after the deadline for the UK to leave the EU was extended to the end of October. So, now that...
Nothing in life stays the same. The plans we make for today and tomorrow can change over time and new plans will need to be made. That’s certainly true when it comes to buying houses. There are all sorts of reasons for moving. It may be that you originally bought the...
We often talk and write about the importance of making sure you start to plan early when it comes to managing your mortgage to save you money. Although the stricter regulatory environment that’s evolved since the economic crisis began in 2008 has resulted in much...
Anyone who’s looking to get their foot on the first rung of the housing ladder or has just managed to find their way onto it will know that being a first-time buyer can be an extremely challenging and stressful time. You’d almost have had to have been living under a...
None of us likes to dwell on the unpleasant things that life might throw at us. Whether it’s planning for death or illness, humans seem to generally prefer to postpone the bleaker considerations in life rather than looking for the correct insurance product. Yet,...
You’d think it would be the easiest thing in the world. You’ve been highly successful in your life, invested wisely and, by anyone’s standards, you’re comfortably wealthy and able to buy just about anything you desire. Anything, that is, apart from a mortgage. Bizarre...
One of the big questions around homeowner mortgages at the moment is whether it’s best to tie in for a relatively short fixed deal – or go for the longer-term security offered by 5- or even 10-year fix product. With latest industry figures from the mortgage market...
NatWest has made a number of changes across its range, cutting some rates but increasing cashback and fees. At NatWest a number of first-time buyer products with no fee are being replaced with deals that have a lower rate and higher cashback but also come with a fee.
Despite the uncertainty in the housing market, the prospect of buying a second property – or perhaps a third, fourth or fifth – to rent out and becoming a landlord is still attractive to a lot of people. Recent research comparing the England and London property rental...
The Easter holidays and the enforced suspension of London Parliamentary business gave us all a welcome break from the wall-to-wall coverage of the ongoing Brexit saga – but with return of MPs to Westminster came the return of the uncertainty that has dogged the...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.
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