What Are Holiday Let Mortgages? It might seem like a fairly obvious answer, but it is definitely worth getting the basics down before we get into the real meat of holiday buy-to-let mortgage loans! A holiday let mortgage is a mortgage that allows you to rent out a...

The property market is a strange beast at the moment, that is no secret. Things are more complicated than they once were when searching for that dream home. Mortgages were pretty chaotic for a few months at the end of 2022 and beginning of 2023 and are still...

What Is An Early Repayment Charge? Most people reading this blog will have heard of an early repayment charge or an ERC. Chances are that you have been confronted with the prospect of having to pay an ERC or have seen it written in the small print on your mortgage...

In this edition of advisor insights, senior mortgage and protection advisor at Oportfolio Mortgages Jade Pinkerton shares her thoughts about why self-employed people need mortgage advice now more than ever. Jade and the Oportfolio team attended the PRIMIS mortgage...

Before 'Goblin Mode' was announced as Oxford Dictionary's word of the year, I would have predicted that 'Base Rate' would be a strong contender to take the crown in 2022/23! As a phrase that has dominated the British papers over the last 12 months, it is very...

Despite recent economic struggles in the UK, most down to government mismanagement of taxes at the end of 2022, the UK is still a great place to own property. Especially property in high net-worth areas such as London and the South-East. In London, properties have...

One of the most important elements of the property purchase or property finance journey, but perhaps the most overlooked. Property surveying is an essential part of the home finance narrative arch, but unfortunately a lot of people are completely in the dark about...

Are you a budding entrepreneur looking to get into the property game? Have you seen how lucrative a living you can make from receiving rental income? Well this blog might just exactly what you need if you are looking to build your property empire. In this blog, we...

When looking into getting a mortgage, whether it's your first or the 31st, you will undoubtedly come across the phrase loan to value. But what what does loan to value mean in mortgage terms? In this blog we will go through the ins and outs of loan to values and the...

Owning a property outright with no mortgage is a dream for a lot of people. Most people who buy property in the UK, for residential purposes or for investment purposes such as buy-to-lets, will need to take out a mortgage loan. With the average price of a property in...

Today is the first blog in our new series 'Broker Says'. In this blog our senior mortgage and protection advisor Jade Pinkerton discusses the topic "Are you unsure what to do with your mortgage?". Millions of people across the country are mortgage owners and that...