Should you rent or buy a house in the UK? Learn the pros and cons of renting vs buying, mortgage affordability, and when home ownership may make financial sense.
Is It Better to Rent or Buy a House in the UK?
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Mortgage Insights
Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Can I Remortgage Before My Fixed Rate Ends?
Can you remortgage before your fixed rate ends? Learn when to start the remortgage process, how early you can secure a new deal, and whether penalties apply.
Can I Get A Mortgage With Commission Income?
Can you get a mortgage using commission income? Learn how lenders assess commission earnings and why choosing the right lender can significantly impact borrowing potential.
Remortgage For Home Improvements
Learn how remortgaging for home improvements works, how to release equity from your property, and whether borrowing more on your mortgage could help fund renovations.
Can I Get A Mortgage With RSUs, Bonuses And Share Income?
Can you use RSUs, bonuses and share income when applying for a mortgage? Learn how lenders assess complex income and why choosing the right lender can make a huge difference.
How To Add Value To Your Home
Discover the best ways to add value to your home in the UK, from loft conversions and kitchen renovations to solar panels and garage conversions. Learn which home improvements can increase property value, improve buyer appeal, and which upgrades may not deliver the return you expect.
Can I Get A Mortgage With A Small Deposit?
Learn how low-deposit mortgages work in the UK, whether you can buy with a 5% deposit, and what lenders look for when assessing mortgage affordability.
How to Get a Mortgage in the UK – Your Questions Answered
If you're wondering how to get a mortgage in the UK, you're not alone. Whether you're a first-time buyer or moving home, understanding the mortgage process can feel overwhelming. From deposits and affordability to lender criteria and approvals, there are many moving...
Questions To Ask A Mortgage Broker
Discover the most important questions to ask a mortgage broker and how to maximise your borrowing and mortgage approval chances.
In Conversation with Aliya Kabani: Building a Boutique Property Management Company in South West London
Oportfolio Mortgages speaks with Aliya Kabani from Glendower Property Management about Putney property, buy-to-let investment, boutique property management, and the challenges and opportunities facing landlords in South West London.
Why High Earners Are Often Under-Assessed By Mortgage Lenders
Many people assume that earning a high salary automatically means getting approved for a large mortgage is straightforward. In reality, some of the highest earners we speak to often face the biggest frustrations when it comes to borrowing. At Oportfolio Mortgages, we...
Your Personal Insurance Questions Answered
When it comes to protecting your finances, your family, and your home, it’s completely normal to have questions about personal insurance. From life cover and critical illness policies to income protection, many people are unsure what they actually need, or whether...
Getting a Mortgage as a High Net Worth Individual
Learn how high net worth individuals structure mortgages using bonus income, assets, private banking, and bespoke lending solutions.
How To Navigate First-Time Home Buyer Challenges
First time home buyer challenges explained. Learn how to overcome deposit, affordability, and mortgage hurdles in the UK.
In Conversation with TaxAssist Putney: Mortgage & Tax Advice for Buyers, Landlords & the Self-Employed
Oportfolio Mortgages speaks with Beyant Khosti from TaxAssist Putney about self-employed mortgages, landlord taxation, financial preparation, and what buyers need to know before purchasing property in London.
We're Here to Help
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.