Learn how low-deposit mortgages work in the UK, whether you can buy with a 5% deposit, and what lenders look for when assessing mortgage affordability.
Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Learn how low-deposit mortgages work in the UK, whether you can buy with a 5% deposit, and what lenders look for when assessing mortgage affordability.
If you're wondering how to get a mortgage in the UK, you're not alone. Whether you're a first-time buyer or moving home, understanding the mortgage process can feel overwhelming. From deposits and affordability to lender criteria and approvals, there are many moving...
Discover the most important questions to ask a mortgage broker and how to maximise your borrowing and mortgage approval chances.
We're not going to lie, when we have a client who is permanently employed with a straight forward basic salary and straight forward contracted working hours, we do let out a small and quiet sigh of relief. Not because we can't help with more complicated income...
Taking the leap from working for someone to being your own boss is exciting, scary, exhilarating, nerve-wracking, invigorating…all the emotions you can comprehend. Finally, being in control of your own income and own livelihood, to some people, gives you a sense of...
If you buy a property anywhere in the world, unless you are extremely fortunate, you will most likely need to use some form of home loan from a mortgage lender. It may seem self-explanatory to some people but what is a mortgage lender really? And what does it mean to...
Mortgages. Chances are that most people will need one at some point in their life. As mortgage brokers, our passion is to help our clients to get the best deal possible so that they can either buy their dream property, invest in a buy-to-let or remortgage their...
In July 2022, Oportfolio’s senior mortgage and protection advisor Jade Pinkerton will be running a gruelling 10K for a great cause. The run will push her to her limits and considering she hasn’t run regularly in 10 years; she’ll be the first to admit that she is a bit nervous!
Who Are Oportfolio Mortgage Brokers? We are Oportfolio, a specialist broker providing professional advice and guidance on all types of mortgage and personal protection insurance products. We offer you tailored advice to support you wherever you are in your life...
On the 10th of July 2022, our senior mortgage and protection advisor Jade Pinkerton is stepping out of her usual comfort zone and is going to be running the ASICS 10K across central London. She will be running to raise money in aid of Macmillan cancer support, a very...
We have something very exciting to announce. As a company we are now offering free mortgage advice clinics to our company clients. This means that we are partnering with various companies around London to offer their employees free mortgage advice. This allows...
In July 2022, our senior mortgage and protection advisor Jade Pinkerton is running the ASICS London 10K in aid of Macmillan Cancer Support. Jade’s gruelling training regime is taking her across southwest London, and she is racking up the miles daily in preparation for...
"My Mortgage Is Too High" One of the more alarming statistics I’ve read recently suggests that more than a million homeowners – 1.3m, to be more precise – have allowed their mortgage to lapse to their lender’s standard variable rate (SVR) and are paying too much....
In the British mortgage world, there are many different ways of getting finance on a property and many different ways of paying this money back to the lender. Sometimes the difference between each type of mortgage can be confusing, that’s where advice and guidance...
In just over five weeks, our senior mortgage and protection advisor Jade Pinkerton will be running the ASICS Central London 10K in aid of MacMillan Cancer Support. The run takes place across central London and goes through some of the most iconic and touristy areas of...
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.