Do you need income protection insurance? Discover how income protection works in the UK, what it covers, how much it costs and how to decide how much cover you may need.
Do I Need Income Protection Insurance?
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Mortgage Insights
Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Joint Borrower Sole Proprietor Mortgages
A joint borrower sole proprietor mortgage can allow another person’s income to support your mortgage without them necessarily owning the property. Find out how JBSP mortgages work, which lenders offer them, the stamp duty implications and what supporting borrowers need to know.
Can You Get a Mortgage on a Flat With a Short Lease?
Buying a flat with a short lease? Discover how remaining lease length affects mortgage eligibility, lender criteria, property valuations and your options.
Large Interest-Only Mortgages for High Net Worth Borrowers
Explore large interest-only mortgages for high net worth borrowers, including £1m+ loans, investment-backed repayment strategies, part-and-part mortgages and private-bank options.
Can I Borrow 5 Times My Salary For A Mortgage?
Can you borrow five times your salary for a UK mortgage? See 5x salary examples and learn how lenders assess income, affordability and higher income multiples.
How Much Mortgage Can I Get On A £60,000 Salary?
Earning £60,000 a year and wondering how much mortgage you could get? See potential borrowing amounts, income multiples, deposit examples and the factors UK mortgage lenders consider when assessing affordability.
Income Protection vs Critical Illness Cover
If you’re comparing income protection vs critical illness cover, it’s important to understand how each policy works and the protection it provides. In this guide, we explain the key differences, when each type of cover may be appropriate, and whether having both could provide greater financial security for you and your family.
Can Future Income Be Used for a Mortgage?
Can future income help you get a mortgage? Discover how UK mortgage lenders assess confirmed pay rises, promotions and new employment contracts when calculating affordability.
How Much Mortgage Can I Get On A £50,000 Salary?
Earning £50,000 a year and wondering how much mortgage you could get? See example borrowing amounts, income multiples and the factors UK mortgage lenders consider when assessing affordability.
Key Man Insurance: Secure Your Business
What is key man insurance and why is it important? Discover how key man insurance protects UK businesses, what it covers, how much it costs, and how key person insurance can safeguard your company’s future.
Can I Get a Mortgage If I’m Paid in US Dollars or Foreign Currency?
Are you paid in US dollars, euros or another foreign currency? Learn how UK mortgage lenders assess overseas income and how it could affect your mortgage application.
Can I Get a Mortgage With Multiple Sources of Income?
Find out how mortgage lenders assess multiple sources of income, what documents you’ll need and how different income streams could affect your borrowing power.
Remortgaging To Release Equity
For many homeowners, a large amount of wealth is tied up in their property. As property prices have increased over time and mortgage balances have reduced, many borrowers now have substantial equity in their homes. Remortgaging to release equity allows homeowners to...
Can I Get a Mortgage If I’m Paid Weekly?
Being paid weekly doesn’t usually stop you getting a mortgage. Discover how lenders assess weekly income, overtime and affordability in our latest FAQ guide.
Mistakes To Avoid When Buying Life Insurance
Buying life insurance? Learn about the most common life insurance mistakes and how to choose the right cover for your mortgage and your loved ones.
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