Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
You don’t legally need a Mortgage in Principle to make an offer on a house, but having one can strengthen your position as a buyer. Here’s when to get an AIP, what it proves and what happens after your offer is accepted.
If you’ve been diagnosed with cancer or are a cancer survivor, you may still be able to get life insurance. Learn how UK insurers assess applications, what affects your eligibility and how to improve your chances of finding suitable cover.
What is contents insurance? Find out what home contents insurance covers, how much protection you may need and why it matters when buying a property or arranging a mortgage.
What is critical illness cover and do you need it? Learn how it works, what it covers, and how it protects your mortgage and finances in the UK.
Discover the most common first-time buyer mistakes in the UK and how to avoid them to save money and secure the right mortgage.
First-time buyer myths explained. Discover the truth about deposits, credit, and mortgages for first-time homebuyers in the UK.
Can you get a mortgage during probation in the UK? Learn which lenders accept new job applications and how to improve approval chances.
£200k Salary Mortgage UK: How Much Mortgage Can You Afford? If you’re earning £200,000 a year, one of the most common questions is: “How much mortgage can I afford with a £200k salary?” The answer depends on several factors, including your income structure, deposit,...
High Earner Mortgages UK: What Are Your Options? If you’re a high earner, you may assume getting a mortgage is straightforward, but that isn’t always the case. Even for high-income applicants, lenders don’t always assess income in a way that reflects true...
Mortgage affordability checks are assessments used by lenders to decide how much you can borrow and whether you can afford the monthly repayments.
Can you get a mortgage with debt in the UK? Learn how loans, credit cards, and finance affect affordability and borrowing.
Self-Employed Mortgage (1 Year Accounts UK): What Are Your Options? If you’re self-employed and only have one year of accounts, you may be wondering: “Can I get a mortgage with 1 year accounts?” The good news is, yes, it is possible. There are lenders in the UK who...
Find out how mortgage affordability works in London, including how much you could borrow based on your income, how your deposit affects your property budget and how lenders assess bonus, self-employed and complex income.
Changing jobs before applying for a mortgage in the UK? Learn how it affects approval, probation periods, and borrowing in this 2026 guide.
If you earn £1 million a year, your mortgage options go far beyond standard high street lending. At this level, you’re likely to be considered a high net worth (HNW) or ultra high net worth (UHNW) client, meaning lenders can offer bespoke mortgage solutions tailored...
