If you’re looking to borrow a significant amount, you may be wondering: “How do I get a large mortgage in the UK?” Large mortgages, typically £500k and above, often require a more specialist approach than standard lending. In this guide, we’ll cover: How to get a...

Recently, Oportfolio Mortgages spoke to chartered surveyor James Brook FRICS, co-founder of Novello Surveyors. Novello is a RICS chartered surveying firm covering locations across London, the home counties, and Yorkshire. In a sometimes difficult to navigate property...

In simple terms, most lenders will offer between 4.5x and 5.5x your income, meaning borrowing potential could range from £450,000 to £550,000, depending on your circumstances. However, if you’re a professional earning £100k+, the real answer is more nuanced,...

Canning Town has rapidly become one of East London’s most exciting regeneration hotspots, and Crown Wharf by Barratt Homes sits right at the heart of this transformation. Combining riverside living, excellent transport links and modern design, Crown Wharf Canning Town...

If you’ve ever faced repossession, sold a property for less than the outstanding mortgage, or are trying to move on financially after a difficult period, you may be wondering how long before a shortfall debt is written off, and what your options really are. Mortgage...

As we move into 2026, the UK mortgage market feels cautiously optimistic, but far from straightforward. After attending PRIMIS’s 2026 kick-off event, it’s clear that while demand for mortgages remains resilient, wider economic uncertainty continues to shape how...

A second charge mortgage is a type of secured loan that allows homeowners to borrow money against the equity in their property, while keeping their existing mortgage in place. Rather than replacing your current mortgage (as with a remortgage), a second charge mortgage...

If you’re searching for stylish, modern living in a fantastic, well-connected part of South West London, London Square Wandsworth Common is a development you’ll want at the top of your list. Situated a short walk from the iconic parkland of Wandsworth Common and...

If you’re looking for an Earlsfield new build that doesn’t lose any of the unbeatable South West London charm, King George’s Gate is one of the most exciting developments currently taking shape. Delivered by Taylor Wimpey, this collection of high-quality apartments...

Thinking of buying a second property? Whether it’s for extra space, family use, a future investment, or even the occasional getaway, many people eventually find themselves asking, “Can I get a second mortgage?” The short answer is yes, second home mortgages are...

If you're thinking about buying a flat, you’ll quickly come across three terms that can feel a bit confusing at first. These terms are service charge, ground rent, and leasehold. They’re all important, not just for understanding your long-term costs, but also when...

Interest-only mortgages have become increasingly popular among borrowers looking for lower monthly payments and greater financial flexibility. But with those lower payments comes a major responsibility. You must have a reliable plan for repaying the capital at the end...