What is contents insurance? Find out what home contents insurance covers, how much protection you may need and why it matters when buying a property or arranging a mortgage.
What Is Contents Insurance & What Does It Cover?
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Mortgage Insights
Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Does a Bigger Deposit Get You a Better Mortgage Rate?
A bigger deposit can help you access lower mortgage rates, but more isn’t always better. Learn how LTV bands affect mortgage pricing and when increasing your deposit could make a difference.
Can You Get a Mortgage on a Flat Above a Shop?
Can you get a mortgage on a flat above a shop? Find out what lenders consider, including the business below, your deposit, access, lease, mortgage valuation and future resaleability.
Gifted Deposit Mortgage: Rules, Evidence & How It Works
Using a gifted deposit to buy a property? Learn how gifted deposit mortgages work, who can provide the money, what evidence lenders require and the rules around declaring your gift.
Mortgage Broker London: How to Find the Right Mortgage in 2026
Looking for a mortgage broker in London? Learn how brokers help you access more lenders, borrow more, and secure the right mortgage.
What Salary Do I Need for a £700k Mortgage in the UK?
To borrow £700,000, you would typically need a household income of around £155,556 if a lender offered 4.5 times your income. At 4 times income, you would need £175,000, while a lender willing to consider 5 times income could potentially lend £700,000 on an income of...
How Much Can I Borrow for a Mortgage in the UK in 2026?
Find out how much you can borrow for a mortgage in the UK based on income, deposit and lender affordability rules.
Nationwide Helping Hand Mortgage Explained: Borrow Up to 6× Income
Learn how the Nationwide Helping Hand mortgage works and how eligible first-time buyers may be able to borrow up to 6× income.
What Salary Do I Need for a £200k Mortgage in the UK?
Discover what salary you typically need for a £200k mortgage in the UK, including lender income multiples and affordability examples.
What Salary Do I Need for a £600k Mortgage in the UK?
To borrow £600,000, you would typically need a household income of around £133,333 if a lender offered 4.5 times your income. At 4 times income, you would need £150,000, while a lender willing to consider 5 times income could potentially lend £600,000 on an income of...
Mortgage Myths: First-Time Buyer Questions Answered by Property Experts
Buying your first home can feel like stepping into the unknown. With rising property prices, changing mortgage rates and complicated legal processes, many prospective buyers feel unsure about where to begin. To help clarify some of the most common concerns, Heidi...
What Salary Do I Need for a £500k Mortgage in the UK?
To borrow £500,000, you would typically need a household income of around £111,000 if a lender offered 4.5 times your income. At 4 times income, you would need £125,000, while a lender willing to consider 5 times income could potentially lend £500,000 on an income of...
Is it Better to Fix for 2 Years or 5 Years in 2026?
Should you fix your mortgage for 2 or 5 years? Compare the pros and cons, costs, flexibility, early repayment charges and key considerations for UK borrowers in 2026.
What Salary Do I Need for a £400k Mortgage in the UK?
To borrow £400,000, you would typically need a household income of around £88,889 if a lender offered 4.5 times your income. At 4 times income, you would need £100,000, while a lender willing to consider 5 times income could potentially lend £400,000 on an income of...
Should I Wait for Mortgage Rates to Fall?
Should I wait for mortgage rates to fall? This week’s mortgage FAQ answers one of the most common questions we’re hearing from buyers and homeowners right now. Many people are wondering whether they should wait for rates to fall, or act sooner. Here’s what you need to...
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