Changing jobs before applying for a mortgage in the UK? Learn how it affects approval, probation periods, and borrowing in this 2026 guide.
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Changing jobs before applying for a mortgage in the UK? Learn how it affects approval, probation periods, and borrowing in this 2026 guide.
If you earn £1 million a year, your mortgage options go far beyond standard high street lending. At this level, you’re likely to be considered a high net worth (HNW) or ultra high net worth (UHNW) client, meaning lenders can offer bespoke mortgage solutions tailored...
In most cases, you’ll need a household income of around £400,000–£500,000 to secure a £2 million mortgage in the UK, depending on your deposit size, income structure, and lender affordability rules. Below, we break down realistic salary scenarios, lender calculations,...
Yesterday, I had the absolute pleasure of attending a truly memorable evening hosted by Guardian Financial Services to celebrate the release of the Guardian Financial Services 2024 Claims Report. Held at the stunning Wagtail rooftop bar in King William Street, central...
The UK mortgage market is truly alive right now, and I’m not just saying that. Over the past week alone, I’ve had a flood of enquiries from a wide variety of clients, all looking to explore their mortgage and property finance options. With mortgage rates continuing to...
With over a decade of experience across retail and commercial banking, Isaac Kikabi made a strategic move into the mortgage sector three years ago, a transition driven by a deep personal interest in housing and its role in social and economic mobility. Now serving as...
Since the housing market is still difficult for most, an additional avenue of opportunity has opened up for purchasers who require added assistance: using up to four incomes on a single mortgage application. Due to Family Building Society's revised Joint Borrower Sole...
Getting a mortgage when you are self employed can feel harder than it has to be. Getting a mortgage as an employer with a normal guaranteed annual income might seem to be the easiest and trouble-free way to get a property, but it is not necessarily so, and self...
Buying a home by yourself can be a terrifying yet utterly freeing experience. Single, just divorced, or just preferring to do it alone, getting up the property ladder as an individual on your own means is very much an achievable option. This blog about the property...
The UK property investment market is constantly evolving, and one of the most notable trends in recent years is the rise in popularity of the limited company buy-to-let (BTL) mortgage. If you're a landlord, property investor, or considering becoming one, understanding...
The UK property market has maintained its growth, with the latest data from the Office for National Statistics (ONS) showing a 5.4% increase in average house prices over the past year to February 2025. This takes the average UK house prices to £268,000, from a...
Insights from the HSBC Economic Outlook Webinar By Jade Pinkerton This week, our mortgage advisor Jade Pinkerton attended an insightful webinar hosted by HSBC, featuring Group Economist Liz Martins. The timing was significant as it came just a day after the latest...
Remortgaging. The process of switching your existing mortgage to a new deal, either with your current lender or a different one, can offer numerous financial advantages. Whether you're aiming to secure a better interest rate, consolidate debts, fund home improvements,...
Buying your first home? You probably have a lot of questions, and honestly…you're not alone! First-time home buyers often wonder about mortgage options, deposits, extra costs, and how to find the perfect home. In this guide, we answer the 10 most essential questions a...
Still only in his 30's, Jeffrey Krampah-Williams has already carved out an impressive career in the financial industry, rising through the ranks to become National Key Account Manager and Head of Large Loans at Santander. His journey, which began in 2012 after leaving...
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.