Real life stories about how Oportfolio has helped clients with their mortgage and protection needs.
Discover how we helped an experienced IT consultant on a fixed-term contract secure a £540,000 mortgage by choosing a lender that understood contract-based employment.
When a property chain collapses, many buyers assume their purchase is over. In this case study, discover how Oportfolio helped a home mover restructure their mortgage plans and successfully complete on their new home.
A London buyer was told they could not borrow enough for their dream home. Discover how Oportfolio secured £125,000 more borrowing through specialist lender selection.
Our clients had been living in London for several years and had toyed with the idea of moving away from the big smoke and raising their children in the countryside. However, a change in employment circumstances caused a big issue.
Our client was splitting up with his partner and wanted to do a buy to let remortgage on their shared property to release equity and buy his ex-partner out. The fairly straight forward remortgages plans were thrown in to disarray when an unexpected credit issue appeared on the clients file.
Our clients were brother who were both looking to purchase their first residential properties. After doing some of their own research they realised that unfortunately they would both struggle to purchase a property on their own so decided that they would look at buying together.
Our client approached Oportfolio for help them to secure a mortgage after struggling to find one on their own.
Originally from a country outside of the UK, they were very nervous and cautious after receiving conflicting information from friends, family, and the internet about how to secure a UK mortgage.
Our client was looking to buy his dream home. The estate agents advised that he would need to put forward a good offer to stand a chance of being considered by the seller. When the valuation came back the property was valued at £10,000 less than the agreed sale price meaning that the client would have to make up the difference himself. That’s where Oportfolio jumped in to help.
Our client made the initial climb on to the housing ladder by securing a shared ownership mortgage on his first home. After a few years of living in the property he wanted to explore his options with purchasing 100% of the shares in his home, something known as staircasing. That’s where we come in.
After several years of living the city lifestyle, our client wanted to buy his dream second family home in the idyllic historical coastal county of Cornwall in the Southwest of England. His main concern was that he wanted to keep his current property and didn’t have access to enough personal funds to put down a deposit on the new second property.
Gus and Selena were referred to us by James Penny of Penny & Sinclair Estate Agents in Oxford who has regularly referred clients to us over several years. During our initial conversation with the couple, it was clear they had fallen head over heels for a period...
In 2019, Our client first came to us at Oportfolio to see how we could help him purchase his dream first home. Like many first-time buyers, our client did not know where to start and did not know what he could afford.
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.