In the world of rising living costs, the journey to homeownership is a bit of a financial puzzle for many first-time buyers. A recent survey by Uswitch Mortgages sheds light on the strategies employed by these buyers to step onto the property ladder and the...

In a move welcomed by the property investment community, Birmingham Midshires (BM Solutions) has announced significant changes to its buy-to-let stress rate tests at the application stage, effective from today, Tuesday the 16th of January 2024. These modifications are...

In as diverse a market as the London mortgage scene, it is so important for brokers to be able to cater to a wide range of borrowers. At Oportfolio Mortgages, we collaborate with private banks such as Coutts to provide tailored solutions for high net worth...

In a perhaps unsurprising turn of events, Co-operative Bank has announced the temporary withdrawal of the majority of its fixed-rate mortgage products for new business. This move comes after the bank experienced an overwhelming surge in demand, prompting concerns over...

Today Santander has announced a ground breaking reduction in interest rates, with selected residential new business and product transfer 60% Loan-to-Value (LTV) 5-year fixed rates dropping below the 4% mark. A sub 4% mortgage offering has not been seen for many months...

In a positive development for potential homebuyers, Barclays has just announced substantial reductions in mortgage interest rates across its Residential Purchase range. The news, delivered in a communication to brokers at Oportfolio Mortgages this morning, reveals...

When it comes to personal insurance, the foundation of a robust and reliable coverage plan always lies in the accuracy of the information provided during the application stage. Whether you're applying for life insurance or critical illness insurance or any other kind...

Accord Mortgages and Bank of Ireland have today announced some significant changes to their mortgage product ranges, impacting both Buy to Let and Residential offerings. The alterations are set to take effect on Tuesday the 9th of January 2024, with each lender...

In the latest Halifax House Price Index report for December 2023, UK house prices have experienced a third consecutive monthly rise, but experts caution a potential downturn in 2024. December UK House Price Surge According to the Halifax House Price Index, the average...

TSB has just announced substantial changes to mortgage rates set to take effect on Friday the 5th of January 2024. The news comes as a welcome development for prospective homeowners and existing borrowers looking to secure a more favourable deal this year, in what...

In another move that is sure to delight homeowners and potential buyers alike, HSBC has unveiled a series of reductions to its mortgage product rates, effective from Thursday the 4th of January 2024. The adjustments span across various residential and buy-to-let (BTL)...

This morning Halifax has unveiled significant changes to its mortgage product range, leaving homebuyers and homeowners alike with plenty to celebrate as they step into the new year. The alterations, spanning Homebuyer, Remortgage, Product Transfer, and Further Advance...