All the latest breaking UK mortgage and protection news, updated daily by industry experts.
Halifax bank, one of the UK's biggest and most well known mortgage lenders will be releasing some new mortgage products over the next few days, most significantly perhaps, they will be releasing mortgages without early repayment charges. Not only does this mean that...
A new-build shared ownership property can be a great option to when looking to take the first steps on the home ownership ladder. House prices are going up, and in many cases it can be quite difficult for first time buyers to firstly save enough money for a deposit,...
As 2024 starts to draw to a close and we enter the final three months of the year, there has been some promising and positive signs for UK property owners regarding UK house prices. Over the last…well…couple of years, really, UK house prices are increased generally....
In a move that is sure to bring cheer to prospective homebuyers and homeowners looking to refinance their properties for loans up to £2 million, Barclays has announced a significant reduction in its 2-year fixed mortgage rates for loans of up to £2 million. This move...
In a perhaps not so surprising announcement for the UK property market, the average UK annual house prices have recorded their first drop in over a decade. Zoopla's latest house price index reveals that in September 2023, property prices were 0.5% lower than the same...
Homebuyers and property investors alike are set to benefit from new products released by HSBC this week, as the high street bank slashes rates by up to 0.16% on over 140 mortgage products. This strategic decision marks a significant reduction in interest rate...
In the period we find ourselves in of ever-fluctuating mortgages, borrowers are often enticed by the siren call of low mortgage interest rates. Recent headlines have been ablaze with news of rates dropping after reaching unmanageable highs over the last 6 to 12...
Specialist UK mortgage lender Aldermore has recently announced the launch of a new suite of mortgage products tailored specifically for portfolio landlords. With this new product range, Aldermore aims to provide portfolio landlords with greater flexibility and...
If there is anything that we can say about the mortgage market in the UK it is that it is an ever-evolving and quite unpredictable entity. As the economic landscape changes with the times, so do the people. When it comes to mortgages, things simply aren't black and...
In a move that has sent ripples of excitement through the mortgage market, The Mortgage Works (TMW), the buy-to-let arm of Nationwide Building Society, has thrown a bit of a lifeline to property investors by unveiling sub 5% buy-to-let mortgage products. Notably, TMW...
The Bank of England has recently released a report shedding light on the current state of the private rental sector in the UK. This measurement of landlord property transactions from the Bank of England reveals that the sector has been experiencing a gradual...
The Bank of England has released its Mortgage Lenders and Administrators Statistics for the second quarter of 2023, shedding light on the state of the UK's residential mortgage market. The report paints a complex picture, with notable changes in outstanding mortgage...
In a move aimed at providing relief to homeowners and potential buyers amid high mortgage rates, Skipton Building Society has announced a series of mortgage rate changes and product extensions set to take effect on the 12th of September 2023. The building society,...
As part of Oportfolio Mortgages' effort to help clients with diverse mortgage needs, we partner with a specialist equity release company who we refer all of our equity release enquiries to. Very fittingly called 'The Equity Release Experts'. In a recent market update,...
In 2023, the concept of a traditional 9-to-5 job has given way to the rise of the "gig" economy. This new way of working allows individuals to work multiple jobs, diversify their income sources, and enjoy the financial benefits of a flexible work schedule. Whether...
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