Nationwide building society announced on the 15th of May 2023 that they would soon be introducing a new green 0% mortgage product for additional borrowing on properties. What does this mean exactly? Well it doesn't mean that you won't have to pay anything at all on...

Product refreshers, product withdrawals, product increases, whatever you want to call it. Something is stirring in the mortgage market this week, and many lenders are making changes to mortgage products that will mean that rates are going up. In the first couple of...

Mortgage lender Bank of Ireland, normally known for their exclusive low bespoke rate products have announced that we will soon see buy to let rates increasing across their product offerings. A shock certainly to see this from Bank of Ireland but an understandable...

Several UK mortgage lenders have started enhancing their interest only criteria with some great new positive changes, making life much easier for borrowers and brokers alike. When getting a new mortgage, it has traditionally been a default setting (so to speak) to...

The Office of National Statistics have sensationally announced that UK inflation has dropped to 8.7%, the first time it has been below double figures in almost a year. So what does this mean for definite? What could it mean for the future? And what does this mean for...

Here is a brief breakdown of the average mortgage rates UK banks are currently offering in the final week of May 2023. The last few weeks have seen a bit of turbulence when it comes to mortgage interest rates. The raising of the Bank of England's base rate on the 11th...

A newly announced government initiative could see lenders providing mortgage rate reductions for energy efficient homes or homeowners who are willing to make improvements to their existing properties, making them more energy efficient. With the average mortgage rate...

It isn’t just about rates. When looking at mortgages it is important to consider all mortgage fees, other associated fees, incentives and the small print. This is what we do for our clients, and this is what sets our advice and guidance apart from the rest. In this...

We at Oportfolio Mortgages have some very exciting news. We are now officially working with eConveyancer, a property conveyancing organisation that will help us to provide an even smoother and better mortgage journey for our remortgage clients. What Is A Conveyancer?...

Recently released data shows that unfortunately mortgage arrears in the UK are on the rise, due mainly to the ongoing costs of living crisis. An increase in both mortgage interest rates and the general costs of food and utilities over the last few months has meant...

Halifax bank have announced that they will be making some significant new changes to their existing loan to income affordability criteria. These new changes being brought in are a surprising yet encouraging move from a major high street lender like Halifax, but they...

Newly released data from national estate agent Hampton's shows that average rent for outside London has exceeded £1,000 a month for the first time, clearly displaying the drastic shift in the rental market over recent months. In the capital, where our head office is...