A new update to capital gains tax rules coming to the UK within the next few weeks has left both professional and amateur landlords worried about a potentially crippling tax bill if and when they decide to sell a property. A new change in the law that will see the tax...

This afternoon, the monetary policy committee of the Bank of England has announced their intention to raise interest rates from the 11th time in a row after an unexpected rise in inflation. Inflation, which is a general increase in prices and decrease in the...

Coventry building society for intermediaries have sent out a communication this morning to mortgage brokers across the UK, announcing that they have made some changes to their buy-to-let mortgage offerings and also their standard UK residential mortgage products. The...

Fantastic news coming out of mortgage lender Bank of Ireland this morning as they announce that they are launching some new exclusive bespoke mortgage products, available through mortgage brokers like Oportfolio. These new rates are a very welcome string to Bank of...

Data released by HMRC this month has revealed that official statistics show property transactions were down in February 2023 compared to the same time period in February 2022. A property transaction is both the sale and purchase of property in the UK, reflecting the...

Teachers building society, as you can probably guess by the name, is a specialist mortgage lender who offer loans for teachers and other professionals in education. Recognising that mortgages for teachers in some cases could be tricky, Teachers B/S was founded in 1966...

In March 2023 team Oportfolio attended the PRIMIS Mortgage Network's annual conference and recognising excellence awards ceremony in Telford. Every year, PRIMIS hosts a day-time conference where mortgage and protection brokers from the network are invited to come...

The hottest finance topic in the UK at the moment is changing mortgage rates. Will they go up? Will they go down? To many, it does seem like mortgage lenders are changing their minds on a daily basis. Just as we thought the market was recovering from the substantial...

Let's face it, it's our biggest nightmare. Losing a large part of, if not all of your income if you find yourself unable to work. This applies to both employed people and self-employed people. However, shocking research shows that a disproportionate amount of employed...

In 2010, a new bank appeared on the UK high street. The first new high street bank in the UK in around 150 years in fact! With a big blue, white and red sign, people couldn't help but stop and see what the new 'Metro Bank' was all about. As you can probably guess,...

New Clydesdale Bank buy-to-let criteria changes have been announced this week. In a message to all subscribing brokers at the beginning of the week, the Scottish based bank announced that they would be making a major change to their buy-to-let criteria that would...

NatWest mortgages have announced that they will be increasing their overpayment allowance on their mortgage products, meaning that borrowers will have more of an opportunity to pay back their loan quicker and sooner without incurring any extra fees. Here is a...