Although a generally generous mortgage lender and a big name player in the UK mortgage market, Santander has come under criticism in the past for their attitude towards credit commitments when assessing mortgage affordability. However, Santander have recently...

When looking at getting a mortgage as a self-employed person, it can be difficult to get your head round exactly what you need to provide and what the mortgage lenders will need to see. For things like product transfers, chances are that the lender is unlikely to ask...

Official figures released by the Bank of England this month shows that UK inflation has dropped for the second month in a row in December 2022. Figures show that inflation was at 10.7% in November and had dropped to 10.5% in December. Not a huge drop but much better...

The entire property news industry and admittedly ourselves too, reported at the end of 2022 that the average UK house price would more than likely tank in 2023 as an increased cost of living and a subsequent reduction in the amount of people interested in purchasing...

In a promotional video released today by multi-national wealth management group Investec, Chief economist Philip Shaw has claimed that he predicts that inflation in the UK will likely come down very sharply as the overall outlook of the developed world economy starts...

At the end of 2022 mortgage rates in the UK increased to levels that I think we can fairly say that no one expected. This was mainly due to a mismanagement of taxes and budget by the government at the time. Products offered by lenders originally at sub 2% were coming...

Looking for help with finances? Mortgage rates and products putting you in a spin? Want a place to get all the information, help and guidance you need at the click of a button? We are well into the 3rd decade of the 21st century now, so why would anyone waste time on...

Historically, getting a Halifax mortgage has always been a pretty safe option. One of the main players in the UK mortgage market, Halifax has always offered high loan to value, competitively priced, and low fee mortgage products. Even in times of economic struggle,...

Mortgage lender Accord have issued an email out to all subscribing mortgage brokers today to announce that they are launching some new 80% mortgages with a range of different rates and products. Here is a breakdown of what these new products are: Accord are reducing...

According to newly released data from the office of national statistics, mortgage owners in the UK could see their monthly mortgage payments triple in 2023! The ONS, the government department in charge of researching and reporting data and trends in the UK, released a...

Yes, you did read that headline right. No, we aren't completely out of our minds. Just hear us out...ok? 2023 is the year for first-time buyer mortgages and purchases in general. This might sound like a strange conclusion to come to if you have been following the...

In a message sent out to all mortgage intermediaries (brokers) yesterday, Nationwide announced a huge rate reduction to some of their mortgage products. The intermediary arm of the building society announced that they would be making some big changes to standard...