The Help to Buy scheme was a scheme introduced by the UK government in 2013 as a means of boosting the new build property market and to give more people the chance to purchase their dream home. The scheme ran successfully from 2013 until the end of this year when it...

Finance expert and press officer at Moneyfacts.com Rachael Springall released a report yesterday into the re-emergence of Buy-to-let mortgages over the last week or so after being completely decimated in recent months. The financial crisis that the UK (and the world...

Virgin money for intermediaries, the mortgage lending side of the Virgin conglomerate, have announced that they will be making significant rate reductions for some of their mortgage products. These new low mortgage rates are a good sign that mortgages are slowly...

2022, specifically the last few months of 2022, has been a challenging year for everyone and as mortgage professionals we have seen first-hand how 2022 has affected people's finances. A series of rather disastrous financial decisions made by the UK government and...

In a very well received message to all mortgage brokers registered, buy-to-let lender The Mortgage Works (TMW) have announced that they will be the latest in a long line of mortgage lenders who are dropping their rates. In recent weeks, many mortgage lenders have been...

The news we have all been waiting to hear! Finally, 5-year fixed mortgages are below 6% again. The first time this has happened in almost 2 months. Does this signal a drop in all products is on the horizon? Or is this just an anomaly? The average 5-year fixed mortgage...

New data released by researcher QuMind has revealed that a shocking 62% of Britons that they interviewed are concerned about rising mortgage payments or rent payments if their landlord's mortgage and utilities go up. The organisation interviewed a test group of...

This week has already started with a bang, in a positive way! More and more mortgage lender rates are coming down across products and borrowing is finally becoming cheaper. This week alone HSBC, Virgin, Clydesdale, Coventry and Paragon have all already reduced their...

In recent months, we have seen a steep increase in mortgage rates with lenders across the board. Although it seems that the dust has now settled and many banks and building societies are now bringing their rates back down slowly, the impact of the rate rises is...

As predicted by us here at Oportfolio and by economists and property finance specialists, the UK has seen house prices fall significantly in the last month. This drop in prices comes after the disastrous announcement of the 'mini-budget' last month by the former...

Being based in London has allowed us to help a large variety of different buyers over the years. From first-time purchasers buying their first nest to property developers needing a loan to construct large multi-unit apartment buildings. One of our specialties in the...

Today the Bank of England announced that they will be increasing their base rate to 3%. The recent and quite frequent base rate rises that have happened over the last few months have had a huge impact on spending and saving across the country. Where will rates go...