Accord Mortgages and Bank of Ireland have today announced some significant changes to their mortgage product ranges, impacting both Buy to Let and Residential offerings. The alterations are set to take effect on Tuesday the 9th of January 2024, with each lender...

In the latest Halifax House Price Index report for December 2023, UK house prices have experienced a third consecutive monthly rise, but experts caution a potential downturn in 2024. December UK House Price Surge According to the Halifax House Price Index, the average...

TSB has just announced substantial changes to mortgage rates set to take effect on Friday the 5th of January 2024. The news comes as a welcome development for prospective homeowners and existing borrowers looking to secure a more favourable deal this year, in what...

In another move that is sure to delight homeowners and potential buyers alike, HSBC has unveiled a series of reductions to its mortgage product rates, effective from Thursday the 4th of January 2024. The adjustments span across various residential and buy-to-let (BTL)...

This morning Halifax has unveiled significant changes to its mortgage product range, leaving homebuyers and homeowners alike with plenty to celebrate as they step into the new year. The alterations, spanning Homebuyer, Remortgage, Product Transfer, and Further Advance...

As 2023 draws to a close, it's time to reflect on the past year's trends in the mortgage market and look ahead to what 2024 may hold. In a message to Oportfolio Mortgages brokers, Mike Hardy of The Equity Release Experts offers a promising outlook for the coming year,...

In a noteworthy trend, our advisors at Oportfolio Mortgages have seen a significant increase in client requests for mortgages aligned with ethical banking practices. This shift reflects a growing awareness among consumers about the impact of their financial decisions...

Merry Christmas and a happy and prosperous new year from everyone here at Oportfolio! As we bid farewell to 2023, it's time to reflect on the tumultuous yet transformative year that unfolded in the mortgage market. From soaring highs to challenging lows, the industry...

As the summer sun continues to shine upon the United Kingdom (Just kidding!), the mortgage market has seen subtle movements in average mortgage rates during the last week of December 2023. According to the latest data released by Uswitch.com, a leading comparison...

In a significant development announced today, Virgin Money has adjusted its lending criteria, paving the way for potential homebuyers to secure larger mortgages and enjoy extended terms. As exclusive mortgage brokers and as part of the PRIMIS mortgage network,...

This morning Nationwide Building Society has announced that they will be introducing changes to their UK mortgage visa requirements. From today they will be making a reduction in the minimum visa validity period required for mortgage applications. The change,...

This morning another lifeline was thrown to the UK new build market. A market that has certainly felt the strain of the cost of the struggling economy over the last year. In an email to brokers across the country this morning, Skipton Building Society has announced...