All the latest breaking UK mortgage and protection news, updated daily by industry experts.
In a potential sign of a bit of market stability, Barclays and Bank of Ireland have both announced significant reductions in their fixed mortgage rates, a few weeks after the UK Government unveiled its latest budget. This comes after a turbulent few months and lets be...
Landlords and property investors have seemingly received a bit of a boost this morning as BM Solutions (Birmingham Midshires) announced an increase in their maximum loan-to-value (LTV) for buy-to-let mortgages to 80%. From tomorrow, you will be able to get a 20%...
According to the recently released Barclays Property Insights report, UK rental and mortgage payments have surged to their highest level in over a year, with an increase of 6.4% in October 2024. This marks the steepest growth in housing costs since September 2023, yet...
In a message released this morning, and following in suit with other UK mortgage lenders, TSB has announced significant changes to its mortgage rates, affecting both residential homeowners and buy-to-let landlords. The bank revealed plans to withdraw certain mortgage...
Virgin Money has today announced the release of its latest mortgage offering, the Fix and Switch product, extending its range of mortgage solutions to not only residential purchasers, but also seasoned buy-to-let landlords. The new product, which has most recently...
Some newly released information today is sure to send ripples through the housing market, mortgage lenders Accord Mortgages and NatWest have both announced significant rate increases, dashing the hopes of many borrowers and mortgage brokers who were anticipating a...
Barclays bank has announced significant changes to its mortgage criteria, impacting new-build house purchases, minimum UK residency requirements, and the minimum age for buy-to-let applications. Let’s explore what these new Barclays mortgage changes are, why they are...
In a new development for the UK housing market, recent research from Uswitch has revealed a significant intention among landlords to sell their properties within the next year. This revelation marks a potential shift for the UK property landscape, with implications...
In their latest update sent to our brokers at Oportfolio Mortgages, Santander have announced some incredible changes to their mortgage lending proposition. Most notably to mortgages for people looking to secure large mortgage loans of up to £3 million. The new...
Investing in multi-unit buy-to-let properties has always been an enticing avenue for property investors. However, securing financing for them, especially with the added complexity of potential adverse credit, can be challenging. But we have a solution! In this article...
In a recent update to its lending policies, NatWest International, the international lending arm of NatWest bank, has announced the lifting of previous restrictions on mortgage applications from clients residing in the United Arab Emirates (UAE). Effective...
The latest quarterly report from UK Finance sheds light on the challenging landscape of the buy-to-let (BTL) mortgage market in the final quarter of 2023. Revealing a notable downturn in new lending and heightened financial pressures on landlords, the report...
After what felt like a rather tumultuous period for many homeowners and potential buyers, the UK housing market has shown remarkable resilience, with significant improvements seen across the board in the first quarter of 2024, according to Zoopla's latest House Price...
Coutts Private Bank has recently announced a series of strategic updates to its mortgage offerings, aimed at facilitating the purchase of super prime properties in London and beyond. The bank's latest policy revision introduces a maximum Loan to Value (LTV) ratio of...
Recent data from the Office for National Statistics (ONS) has uncovered a concerning trend in the UK housing market, revealing that property buyers are increasingly stretching their finances to purchase homes. Now, that is no big shock. Buyers have battled with...
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