Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
First-Time Buyer Mortgages UK: Leeds & Virgin Cut Rates
The UK mortgage market has received a welcome boost this week as Leeds Building Society and Virgin Money both announce significant rate reductions, aiming to support first-time buyers and homeowners looking for better deals. But with rising property prices, high...
New Low Barclays Mortgage Rates Of 3.96% Announced
Barclays Bank has announced a new wave of mortgage rate reductions, with some products falling below 4% for the first time in months. As of the 4th of March 2025, the bank has lowered rates across a range of mortgage products, including its Green Home five-year...
Mortgage Rates Drop as Lenders Introduce New Sub-4% Deals
Fixed mortgage rates have fallen once again this week, with new sub-4% deals entering the market, according to Moneyfacts. However, despite these reductions, the average rates on two- and five-year fixed mortgages remained unchanged compared to the previous week. In...
Barclays, HSBC, NatWest & Virgin Mortgage Rate Changes for May 2024
In a surprising announcement that frankly none of us in the industry really predicted, Barclays Bank has announced significant reductions in the cost of some of their fixed-rate mortgage deals for residential home purchases. From today (8th of May 2024), residential...
UK House Price Growth Takes a Hit Amidst Rising Costs
UK house price growth has hit a stumbling block, with a recent report from Nationwide building society revealing a 0.4% fall in average property costs last month compared to March 2024. This dip marks a significant slowdown, dragging the annual rate of growth down to...
Fascinating UK Uswitch Remortgage Data Trends Revealed
2024 has already proved to be a tricky year for mortgages in the UK. Many borrowers and brokers hoped that we might have left rate rises back in 2023, however this has not been the case. In the last few weeks we have seen many lenders increase their mortgage rates....
How To Become A Property Developer
Thinking of becoming a property developer? Bravo. According to a 2023 article in The Big Issue, there are around 261,000 empty or abandoned homes in the UK. Yes there is a housing crisis in England, but with over 200,000 empty properties in desperate need of...
NatWest Introduces High Value Mortgages In New Business Range
NatWest has announced significant changes to its New Business product range, set to take effect from the 30th of April 2024. These changes include the introduction of new high value mortgages intended for customers seeking to purchase or remortgage properties that are...
TSB Landlord Mortgage Rates Raised
In a message released this morning, and following in suit with other UK mortgage lenders, TSB has announced significant changes to its mortgage rates, affecting both residential homeowners and buy-to-let landlords. The bank revealed plans to withdraw certain mortgage...
Virgin Money Fix And Switch For Portfolio Landlords
Virgin Money has today announced the release of its latest mortgage offering, the Fix and Switch product, extending its range of mortgage solutions to not only residential purchasers, but also seasoned buy-to-let landlords. The new product, which has most recently...
Accord And NatWest Mortgage Rates Rise
Some newly released information today is sure to send ripples through the housing market, mortgage lenders Accord Mortgages and NatWest have both announced significant rate increases, dashing the hopes of many borrowers and mortgage brokers who were anticipating a...
In Conversation with Ben Goddard: Navigating Lettings with Winkworth Southfields
Welcome to our exclusive interview with Ben Goddard, the Associate Director and Head of Lettings at Winkworth Southfields. As one of London's premier estate and lettings agencies, Winkworth has a rich and well respected history spanning over 180 years. Winkworth is...
Barclays Mortgage Changes for New-Builds, Residency & Buy-To-Let Applications
Barclays bank has announced significant changes to its mortgage criteria, impacting new-build house purchases, minimum UK residency requirements, and the minimum age for buy-to-let applications. Let’s explore what these new Barclays mortgage changes are, why they are...
Why Are Landlords Selling Up?
In a new development for the UK housing market, recent research from Uswitch has revealed a significant intention among landlords to sell their properties within the next year. This revelation marks a potential shift for the UK property landscape, with implications...
Metro Bank Large Mortgage Loans Releases New Exciting Criteria
Today, Metro Bank has announced significant enhancements to its large loan mortgage offerings. These changes, effective immediately, promise greater flexibility and accessibility for borrowers seeking mortgages above £1 million. As a leading whole-of-market mortgage...
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