Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Halifax Increases 2-Year and 5-Year Fixed Mortgage Rates
Halifax announced yesterday an increase in interest rates across its 2-year and 5-year fixed mortgage products. Borrowers will see rate hikes ranging between 0.11% and 0.24%, effective immediately. The changes come as part of a broader shift in mortgage pricing, with...
Capital Gains Tax Changes: What It Means For Landlords And Investors
In recent months, landlords have been anxiously following developments around potential changes to Capital Gains Tax (CGT), fearing further strain on an already challenging buy-to-let market. This apprehension comes at a time when the market is facing serious...
What to Expect From 2025 Mortgage Interest Rates
Recently, Jade Pinkerton, senior mortgage and protection advisor at Oportfolio Mortgages attended the Coutts and Savills Market Update webinar. As expected, interest 2024 and 2025 mortgage interest rates and differing predictions were discussed in great detail....
What Is Critical Illness Cover? Your Questions Answered
In life, unforeseen challenges can certainly cast a shadow over our carefully laid plans. When it comes to health, the unpredictability of critical illnesses poses a significant threat to our well-being and financial stability. In the face of such uncertainties, a...
RICS Market Survey Shows Positive Signs For UK Property
This month the Royal Institute of Chartered Surveyors released their November 2023 RICS Residential Market Survey, a survey which analyses the residential property market and trends. Against a backdrop of challenges, subtle shifts and emerging trends bring a somewhat...
UK Homebuyers Eager to Pay More for Energy Efficient Property
A recent study by Uswitch has uncovered a significant shift in the priorities of UK homebuyers, with more than 4 in 10 (43%) indicating a willingness to pay a premium for energy efficient properties. The findings reveal a growing trend among buyers who are...
Virgin Money Launches Revised Affordability Lending Criteria
In a significant development announced today, Virgin Money has adjusted its lending criteria, paving the way for potential homebuyers to secure larger mortgages and enjoy extended terms. As exclusive mortgage brokers and as part of the PRIMIS mortgage network,...
Nationwide Eases UK Mortgage Visa Requirements
This morning Nationwide Building Society has announced that they will be introducing changes to their UK mortgage visa requirements. From today they will be making a reduction in the minimum visa validity period required for mortgage applications. The change,...
Skipton Unveils 95% Mortgages for New Build Flats
This morning another lifeline was thrown to the UK new build market. A market that has certainly felt the strain of the cost of the struggling economy over the last year. In an email to brokers across the country this morning, Skipton Building Society has announced...
Is Buy-to-Let Still Worth It? The Pros and Cons in Today’s Economy
2023 has been a tough year for property investors in general. There really is no question about that. The question on the minds of many prospective landlords and current property owners is whether buy-to-let investments are really still worth pursuing in the current...
Do Wealthier People Really Pay Less On Their Mortgages?
When it comes to mortgages, many people wonder if the size of their bank account or their income influences the terms of their home loan. Of course, in most cases, the more money you earn the larger mortgage loan you can often achieve. However, it’s a common belief...
Sub 5% Mortgage Rates From Accord, TSB, and Barclays
Three major UK mortgage lenders—Barclays, TSB, and Accord—have announced significant reductions in their mortgage rates today. These changes come as part of their ongoing efforts to provide competitive and attractive financing options in a housing market that has...
Navigating the Remortgage Maze: A Trustworthy Approach
“Time to remortgage” can be a scary thing for any homeowner to hear. But why? It should be quite straight forward. Right? In this day and age, it's not uncommon for people to seek a variety of opinions, especially when considering a remortgage. Recently, we had the...
Clients Get Cashback Bonus With Oportfolio’s Protection Policies
In an era where securing personal insurance is crucial, being with the right protection advisor is a must. At Oportfolio, we ensure that our clients not only obtain the right coverage but also enjoy added perks that might otherwise go unnoticed if secured online or...
Oportfolio Has Access to Virgin Money Exclusive Mortgage Products
Several years ago, Oportfolio Mortgages became part of the PRIMIS mortgage network. As an appointed representative of PRIMIS, that means that our brokers and administrators at Oportfolio have access to an abundance of support and unparalleled access to exclusive...
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If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.
