Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Barclays Property Insights: A Mixed Bag For The Housing Market
As mortgage brokers, we know that in this day and age, the property and mortgage market is far from simple to understand, and getting your head around trends and what they mean can be a bit of a nightmare. The latest Barclays Property Insights Report sheds light on...
How To Get A Mortgage As A Social Media Influencer
In today’s digital age, social media influencing has become a legitimate and thriving career. Whether that is on social media platforms like Instagram, TikTok, X (formerly twitter), or YouTube. There is great money to be earned if you know how to crack the code. If...
Leeds Building Society Mortgage Updates For 2025
Leeds Building Society has today introduced significant changes to its mortgage offerings for 2025, with updates affecting residential, affordable housing, Buy to Let (BTL), and holiday let products. The last few months have seen a lot of fluctuation and unpredictable...
UK Mortgage Lenders Slash Rates in Late Summer 2023
As summer draws to a close in the UK, there's good news on the horizon for prospective homebuyers, property investors, and those looking to restructure their existing mortgages. Several major UK mortgage lenders have announced rate reductions and new competitive...
NatWest Buy-To-Let Stress Rate Reduced
In a move that is set to benefit landlords and property investors across the UK, NatWest has recently unveiled some reductions in their Buy-to-Let stress rate tests. The adjustments, which come into effect immediately, reflect NatWest's commitment to supporting the...
New NatWest Criteria for Non-UK Nationals Purchasing in the UK
In a recent move that is set to simplify the mortgage application process for non-UK nationals, NatWest has unveiled a new policy change concerning the use of share codes in conjunction with passports. This new change to NatWest's criteria opens up new possibilities...
Understanding TSB’s Mortgage Affordability Criteria
Buying a home is a significant financial milestone, and securing a mortgage is often a crucial step in this process. TSB, a prominent retail and commercial bank, has established a set of mortgage affordability criteria to ensure that potential borrowers can...
Pros and Cons of Buying Property With Friends or Family
Purchasing a residential house is a significant milestone in anyone's life, often symbolising financial stability and personal achievement. However, the soaring property prices in recent years have made this dream a bit more challenging to attain. Mortgage...
Understanding BM Solutions Mortgage Affordability For Buy-to-Lets
Owning a property is an aim held by many, and owning further properties to rent out and earn a secondary income is a dream that can become a reality, with the right mortgage partner and broker. In this blog post, we'll explore the realm of mortgage affordability with...
Virgin Introduces New Mortgage Products Whilst Retiring Others
In an effort to adapt to the ever changing UK mortgage market, Virgin Money, the banking arm of Richard Branson's Virgin Group, is set to launch a series of new mortgage products today (23rd of August 2023). These offerings cater to a range of borrowers, from...
Leeds Building Society Cuts Mortgage Rates for Select Products
Leeds Building Society, a prominent name in the mortgage industry, has recently announced a move to reduce mortgage rates for certain products, aiming to provide enhanced financial benefits to potential homebuyers and homeowners. The institution's decision to adjust...
HSBC Reduce Rates On Entire Product Range
In a significant development for the mortgage market, HSBC has revealed upcoming changes to its mortgage product ranges that are set to take effect from this Wednesday, the 23rd of August 2023. These updates will impact both residential borrowers and Buy-to-Let (BTL)...
Strain Felt By London Homeowners as 1/3 Face Mortgage Struggles
London homeowners are facing a mounting financial challenge as new analysis by City Hall reveals that a significant portion, one third to be exact, feel that they are at risk of struggling to meet their mortgage payments over the next six months. This distressing...
Skipton Slashes Rates on 100% Mortgages
Several months ago, we reported that Skipton Building Society, a prominent name in the mortgage market, were launching 100% mortgages to new borrowers. Essentially allowing borrowers to get a mortgage on a property without putting down the normal minimum 5% deposit....
The Importance of Remortgaging and Product Switching
In a pretty daunting announcement for the UK mortgage market, data from the CACI Mortgage Market Database revealed that a staggering £111 billion worth of residential mortgages and £15.8 billion of Buy-to-Let mortgages are set to mature before the end of the year....
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