Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
How to Choose a Mortgage Broker in the UK
Why Choosing the Right Mortgage Broker in the UK Matters Finding the right mortgage deal for you will cost you thousands of pounds throughout your term. And yet, among them all, it can become staggering. That is where a UK specialist mortgage broker can help. 1. Know...
New Virgin Money Rules for Foreign National Mortgages
Virgin Money has unveiled a major overhaul of its foreign national mortgage lending policy, bringing more flexibility and higher loan-to-value (LTV) ratios to those who are not ILR or settled/pre-settled status holders. The move will help more foreign national clients...
Is It Really a Bad Time to Buy a Home? Here’s the Real Picture.
Should You Wait to Buy a Home in 2025? Let's Break It Down. We get it. Between headlines about rising interest rates, inflation, and housing market uncertainty, it’s easy to feel like buying a home right now might be a mistake. But is it really a bad time to buy? At...
Virgin Money Launches Revised Affordability Lending Criteria
In a significant development announced today, Virgin Money has adjusted its lending criteria, paving the way for potential homebuyers to secure larger mortgages and enjoy extended terms. As exclusive mortgage brokers and as part of the PRIMIS mortgage network,...
Nationwide Eases UK Mortgage Visa Requirements
This morning Nationwide Building Society has announced that they will be introducing changes to their UK mortgage visa requirements. From today they will be making a reduction in the minimum visa validity period required for mortgage applications. The change,...
Skipton Unveils 95% Mortgages for New Build Flats
This morning another lifeline was thrown to the UK new build market. A market that has certainly felt the strain of the cost of the struggling economy over the last year. In an email to brokers across the country this morning, Skipton Building Society has announced...
Do Wealthier People Really Pay Less On Their Mortgages?
When it comes to mortgages, many people wonder if the size of their bank account or their income influences the terms of their home loan. Of course, in most cases, the more money you earn the larger mortgage loan you can often achieve. However, it’s a common belief...
Sub 5% Mortgage Rates From Accord, TSB, and Barclays
Three major UK mortgage lenders—Barclays, TSB, and Accord—have announced significant reductions in their mortgage rates today. These changes come as part of their ongoing efforts to provide competitive and attractive financing options in a housing market that has...
Navigating the Remortgage Maze: A Trustworthy Approach
“Time to remortgage” can be a scary thing for any homeowner to hear. But why? It should be quite straight forward. Right? In this day and age, it's not uncommon for people to seek a variety of opinions, especially when considering a remortgage. Recently, we had the...
Clients Get Cashback Bonus With Oportfolio’s Protection Policies
In an era where securing personal insurance is crucial, being with the right protection advisor is a must. At Oportfolio, we ensure that our clients not only obtain the right coverage but also enjoy added perks that might otherwise go unnoticed if secured online or...
Oportfolio Has Access to Virgin Money Exclusive Mortgage Products
Several years ago, Oportfolio Mortgages became part of the PRIMIS mortgage network. As an appointed representative of PRIMIS, that means that our brokers and administrators at Oportfolio have access to an abundance of support and unparalleled access to exclusive...
Nationwide Offers Residential Mortgage Rates Below 4.5%
In a move that has captured the attention of mortgage brokers, estate agents, prospective homebuyers, and industry experts alike, Nationwide, one of the UK's leading mortgage lenders, has announced a significant reduction in its residential mortgage rates. Starting...
TSB Announces Significant Rate Cuts to Bolster Homeownership
In a communication to all subscribing mortgage brokers, TSB has recently announced some pretty substantial cuts to their mortgage interest rates across various parts of their residential mortgage product range. These reductions extend to both shared ownership and...
Remortgaging To Release Equity
Remortgaging To Release Equity: A Comprehensive Guide Release equity? What on Earth is that? Most people are taught about getting a mortgage to buy a property. A straightforward loan that you pay back per month to the bank until you clear the balance. But what if you...
Accord Mortgages Announces Reduction in Buy-to-Let Rates
Accord Mortgages has announced a significant reduction in rates across its Buy-to-Let New Business product range. The adjustments, set to take effect on Friday the 10th of November 2023, come in response to the volatile mortgage market conditions in the UK, with...
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