Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
How Much Mortgage Can I Get On A £50,000 Salary?
Earning £50,000 a year and wondering how much mortgage you could get? See example borrowing amounts, income multiples and the factors UK mortgage lenders consider when assessing affordability.
UK Mortgage Market Update – 10th of August 2026
Read our latest UK Mortgage Market Update covering 3rd–10th August 2026, including the latest mortgage rates, Lloyds house-price figures, London property prices and what borrowers should watch next.
Returning to the UK Mortgage Case Study
Read how Oportfolio Mortgages helped a returning UK resident secure a £600,000 mortgage after working overseas by choosing a lender whose criteria suited their circumstances.
Lowest UK Mortgage Rates – July 2026
Compare the lowest mortgage rates UK across fixed, variable, remortgage and buy-to-let deals. Updated monthly with the latest data.
Can You Get A Mortgage If You Have Cancer?
Can you get a mortgage if you have cancer? We explain how lenders assess applications, whether cancer affects mortgage approval and the support available to homeowners.
UK Mortgage Market Update – 29th June 2026
Our weekly UK mortgage market update covers the latest mortgage rate changes, lender news and property market developments for the week ending 29 June 2026.
The Best Putney Estate Agents
Looking for the best estate agents in Putney? This guide highlights some of the leading estate agents helping buyers, sellers, landlords and tenants across SW15 and South West London.
How We Helped After a Property Chain Collapsed
When a property chain collapses, many buyers assume their purchase is over. In this case study, discover how Oportfolio helped a home mover restructure their mortgage plans and successfully complete on their new home.
Best Areas for First-Time Buyers in London
Looking to buy your first home in London? Discover some of the best areas for first-time buyers in London, including Wandsworth, Earlsfield, Balham, Wimbledon, Leyton, Barking, Croydon, and more. Explore property prices, transport links, lifestyle benefits, and what to consider before choosing where to buy your first property in the capital.
Equity Release For Pensioners
If recent events have taught us anything it is that jobs, income, and cashflow aren’t always as straight forward and secure as we might think. Sometimes, no amount of planning can prepare you for unexpected events and now more than ever, it is difficult to know how to make sure that you are financially secure when the economy is so uncertain.
Can I Get A Mortgage If I Have Recently Changed Jobs?
Can you get a mortgage if you’ve recently changed jobs or are still in probation? Learn how lenders assess new employment and what it could mean for your mortgage options.
UK Mortgage Market Update – 22nd June 2026
The Bank of England held rates at 3.75%, asking prices recorded their biggest June fall in 14 years, and mortgage approvals remained strong. Read the latest UK mortgage market update.
How We Helped A London Buyer Borrow £125,000 More Than Their Bank Offered
A London buyer was told they could not borrow enough for their dream home. Discover how Oportfolio secured £125,000 more borrowing through specialist lender selection.
Is It Better to Rent or Buy a House in the UK?
Should you rent or buy a house in the UK? Learn the pros and cons of renting vs buying, mortgage affordability, and when home ownership may make financial sense.
Can I Remortgage Before My Fixed Rate Ends?
Can you remortgage before your fixed rate ends? Learn when to start the remortgage process, how early you can secure a new deal, and whether penalties apply.
We're Here to Help
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.