Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Best Areas for First-Time Buyers in London
Looking to buy your first home in London? Discover some of the best areas for first-time buyers in London, including Wandsworth, Earlsfield, Balham, Wimbledon, Leyton, Barking, Croydon, and more. Explore property prices, transport links, lifestyle benefits, and what to consider before choosing where to buy your first property in the capital.
Equity Release For Pensioners
If recent events have taught us anything it is that jobs, income, and cashflow aren’t always as straight forward and secure as we might think. Sometimes, no amount of planning can prepare you for unexpected events and now more than ever, it is difficult to know how to make sure that you are financially secure when the economy is so uncertain.
Can I Get A Mortgage If I Have Recently Changed Jobs?
Can you get a mortgage if you’ve recently changed jobs or are still in probation? Learn how lenders assess new employment and what it could mean for your mortgage options.
Halifax Launches New £5,000 Deposit Mortgage for First-Time Buyers
Halifax has launched a new £5,000 deposit mortgage for first-time buyers. Learn who qualifies, how the scheme works, and what buyers should consider.
UK Mortgage Market Update – 18th of May 2026
Latest UK mortgage market update covering mortgage rates, lender changes, housing market trends, remortgage news and Bank of England developments.
What Is Critical Illness Cover? Your Questions Answered
What is critical illness cover and do you need it? Learn how it works, what it covers, and how it protects your mortgage and finances in the UK.
Common First-Time Buyer Mistakes to Avoid
Discover the most common first-time buyer mistakes in the UK and how to avoid them to save money and secure the right mortgage.
First-Time Buyer Myths Explained
First time buyer myths explained. Discover the truth about deposits, credit, and mortgages for first-time homebuyers in the UK.
Can I Get a Mortgage In My Probation Period in the UK?
Can you get a mortgage during probation in the UK? Learn which lenders accept new job applications and how to improve approval chances.
Lowest UK Mortgage Rates – June 2026
Compare the lowest mortgage rates UK across fixed, variable, remortgage and buy-to-let deals. Updated monthly with the latest data.
Securing a £1.8M Mortgage Using Bonus & Complex Income (Case Study)
Bonus income mortgage UK case study showing how a £1.8M mortgage was secured by structuring bonus income correctly.
£200k Salary Mortgage UK: How Much Can You Borrow?
£200k Salary Mortgage UK: How Much Mortgage Can You Afford? If you’re earning £200,000 a year, one of the most common questions is: “How much mortgage can I afford with a £200k salary?” The answer depends on several factors, including your income structure, deposit,...
HNW Mortgages: A Complete Guide for High Earners
High Earner Mortgages UK: What Are Your Options? If you’re a high earner, you may assume getting a mortgage is straightforward, but that isn’t always the case. Even for high-income applicants, lenders don’t always assess income in a way that reflects true...
How Is Mortgage Affordability Calculated?
Mortgage affordability checks are assessments used by lenders to decide how much you can borrow and whether you can afford the monthly repayments.
Can I Get a Mortgage With Debt in the UK?
Can you get a mortgage with debt in the UK? Learn how loans, credit cards, and finance affect affordability and borrowing.
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