Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Average Mortgage Term For First-Time Buyers On The Rise
First-time buyer (FTB) mortgages in the UK are experiencing notable shifts, with recent data from TSB shedding light on some new emerging trends. According to TSB's latest findings, the average first-time buyer mortgage term reached 32 years in 2023, marking a steady...
Accord Makes Changes To Part and Part Mortgage Criteria
To streamline and enhance its lending practices, Accord Mortgages has announced significant updates to its Part and Part mortgage criteria. These new criteria changes apply to borrowers looking at Part and Part mortgage loans who intend to sell the property at the end...
We Saved Our Client £1,300 On His Remortgage Payments
In our latest case study, our client approached us seeking assistance in securing the best mortgage rate for his property as his fixed deal, which we had previously arranged for him, was nearing its end. Facing the prospect of transitioning to the lender’s standard...
Leading Ladies Of The PRIMIS Mortgage Network
Last week, Senior mortgage and protection advisor Jade Pinkerton and Administration manager She-rel Edwards from Oportfolio mortgages joined an exclusive group of mortgage and protection professionals at the PRIMIS mortgage network leading ladies' event in Birmingham....
Twenty7tec November Mortgage Market Update
Twenty7tec has long been a part of the mortgage and protection industry, researching, recording, and offering free of charge statistics and information about finance and financial institutions for borrowers and brokers alike. Regularly they carry out their own...
Help To Buy Deadline Extended
The Help to Buy scheme was a scheme introduced by the UK government in 2013 as a means of boosting the new build property market and to give more people the chance to purchase their dream home. The scheme ran successfully from 2013 until the end of this year when it...
Can You Get A Mortgage If You Have, Or Have Had Cancer?
When someone is diagnosed with a serious illness like cancer, there are a multitude of questions that swirl around people's heads. Am I going to be ok? Will I get better? Will my family be ok? Will I be able to keep earning an income? How will this impact my quality...
The Rise Of The Loft Conversion In London
Take a stroll down any residential street in London, specifically Southwest London for us being based in Putney, chances are that you will stumble across a loft conversion taking place. The tell-tale signs are a large metal structure protruding from the front of a...
Are Buy-To-Let Mortgages Recovering?
Finance expert and press officer at Moneyfacts.com Rachael Springall released a report yesterday into the re-emergence of Buy-to-let mortgages over the last week or so after being completely decimated in recent months. The financial crisis that the UK (and the world...
Virgin Money Releases New Low Mortgage Rates
Virgin money for intermediaries, the mortgage lending side of the Virgin conglomerate, have announced that they will be making significant rate reductions for some of their mortgage products. These new low mortgage rates are a good sign that mortgages are slowly...
Mortgage Products Down 41%. Speak To An Advisor Now.
2022, specifically the last few months of 2022, has been a challenging year for everyone and as mortgage professionals we have seen first-hand how 2022 has affected people's finances. A series of rather disastrous financial decisions made by the UK government and...
Over Half Of All Homeowners Will Need To Remortgage
You may think that your mortgage is nice and secure at the moment, but a lot of people have not considered that their fixed deal will more than likely need to be re-structured and re-applied within the next few years. Although there is no real way of completely...
Reduced Rates For Major Buy-To-Let Lender
In a very well received message to all mortgage brokers registered, buy-to-let lender The Mortgage Works (TMW) have announced that they will be the latest in a long line of mortgage lenders who are dropping their rates. In recent weeks, many mortgage lenders have been...
5-Year Fixed Mortgages Are Finally Below 6%
The news we have all been waiting to hear! Finally, 5-year fixed mortgages are below 6% again. The first time this has happened in almost 2 months. Does this signal a drop in all products is on the horizon? Or is this just an anomaly? The average 5-year fixed mortgage...
Getting Mortgages For Doctors
As a medical professional, you have perhaps one of the most important jobs you can have. It is your responsibility to treat ill or injured people regardless of any personal, political, ideological or any other kind of differences. Your selfless commitment as a doctor...
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