Mortgage News, Insights & Advice

Homebuyers and property investors alike are set to benefit from new products released by HSBC this week, as the high street bank slashes rates by up to 0.16% on over 140 mortgage products. This strategic decision marks a significant reduction in interest rate...

In the period we find ourselves in of ever-fluctuating mortgages, borrowers are often enticed by the siren call of low mortgage interest rates. Recent headlines have been ablaze with news of rates dropping after reaching unmanageable highs over the last 6 to 12...

Specialist UK mortgage lender Aldermore has recently announced the launch of a new suite of mortgage products tailored specifically for portfolio landlords. With this new product range, Aldermore aims to provide portfolio landlords with greater flexibility and...

If there is anything that we can say about the mortgage market in the UK it is that it is an ever-evolving and quite unpredictable entity. As the economic landscape changes with the times, so do the people. When it comes to mortgages, things simply aren't black and...

In a move that has sent ripples of excitement through the mortgage market, The Mortgage Works (TMW), the buy-to-let arm of Nationwide Building Society, has thrown a bit of a lifeline to property investors by unveiling sub 5% buy-to-let mortgage products. Notably, TMW...

The Bank of England has recently released a report shedding light on the current state of the private rental sector in the UK. This measurement of landlord property transactions from the Bank of England reveals that the sector has been experiencing a gradual...

The Bank of England has released its Mortgage Lenders and Administrators Statistics for the second quarter of 2023, shedding light on the state of the UK's residential mortgage market. The report paints a complex picture, with notable changes in outstanding mortgage...

In a move aimed at providing relief to homeowners and potential buyers amid high mortgage rates, Skipton Building Society has announced a series of mortgage rate changes and product extensions set to take effect on the 12th of September 2023. The building society,...

As part of Oportfolio Mortgages' effort to help clients with diverse mortgage needs, we partner with a specialist equity release company who we refer all of our equity release enquiries to. Very fittingly called 'The Equity Release Experts'. In a recent market update,...

In 2023, the concept of a traditional 9-to-5 job has given way to the rise of the "gig" economy. This new way of working allows individuals to work multiple jobs, diversify their income sources, and enjoy the financial benefits of a flexible work schedule. Whether...

House prices in the United Kingdom experienced their most substantial annual decline in 14 years, with the average property value falling by £14,000 over the past year, according to a report released by the Halifax. The data, which was compiled until the end of August...

In the ever-changing landscape of the mortgage and housing market, staying informed about economic trends and policy shifts is crucial for prospective homebuyers, homeowners, and industry professionals such as ourselves at Oportfolio Mortgages. The Mortgage Lender...