Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
New Barclays Mortgage At 3.71% Announced
A new Barclays mortgage product at 3.71% has been announced this week, becoming the latest in quite a few recent announcements from big UK mortgage lenders who are all dropping their rates below 4%. In recent weeks there has been a mortgage 'rate war' or sorts which...
NatWest Buy-To-Let Mortgage Rates Come Down 0.60%
NatWest buy-to-let mortgage products have been hit by some significant rate reductions this morning, giving a boost to both current and aspiring buy-to-let landlord investors. Over the last few years the buy-to-let market has taken a bit of a beating to put it...
Santander Mortgage Rates Below 4% Announced
This morning Santander joined the bandwagon of UK mortgage lenders dropping their rates below 4%, which is fantastic to see! The new Santander mortgage rates below 4% announced today stretch across their entire mortgage range and are likely to encourage a lot more...
What Is a Property Surveyor & What Do They Do?
One of the most important elements of the property purchase or property finance journey, but perhaps the most overlooked. Property surveying is an essential part of the home finance narrative arch, but unfortunately a lot of people are completely in the dark about...
Average UK House Price Increased In January 2023
The entire property news industry and admittedly ourselves too, reported at the end of 2022 that the average UK house price would more than likely tank in 2023 as an increased cost of living and a subsequent reduction in the amount of people interested in purchasing...
“Inflation Will Come Down Sharply” – Chief Economist
In a promotional video released today by multi-national wealth management group Investec, Chief economist Philip Shaw has claimed that he predicts that inflation in the UK will likely come down very sharply as the overall outlook of the developed world economy starts...
Is Your Area A Mortgage Payment Hike Hotspot?
At the end of 2022 mortgage rates in the UK increased to levels that I think we can fairly say that no one expected. This was mainly due to a mismanagement of taxes and budget by the government at the time. Products offered by lenders originally at sub 2% were coming...
Can You Get Buy-To-Let Mortgages Based On Rental Income Only?
Are you a budding entrepreneur looking to get into the property game? Have you seen how lucrative a living you can make from receiving rental income? Well this blog might just exactly what you need if you are looking to build your property empire. In this blog, we...
Free Mortgage And Finance Webinars In 2023
Looking for help with finances? Mortgage rates and products putting you in a spin? Want a place to get all the information, help and guidance you need at the click of a button? We are well into the 3rd decade of the 21st century now, so why would anyone waste time on...
Halifax Mortgage Changes You Need To Be Aware Of
Historically, getting a Halifax mortgage has always been a pretty safe option. One of the main players in the UK mortgage market, Halifax has always offered high loan to value, competitively priced, and low fee mortgage products. Even in times of economic struggle,...
Accord Announces New 80% Mortgages
Mortgage lender Accord have issued an email out to all subscribing mortgage brokers today to announce that they are launching some new 80% mortgages with a range of different rates and products. Here is a breakdown of what these new products are: Accord are reducing...
Mortgages To Increase Threefold in 2023. We Have The Solution.
According to newly released data from the office of national statistics, mortgage owners in the UK could see their monthly mortgage payments triple in 2023! The ONS, the government department in charge of researching and reporting data and trends in the UK, released a...
What is a LTV (Loan To Value) Mortgage?
When looking into getting a mortgage, whether it's your first or the 31st, you will undoubtedly come across the phrase loan to value. But what what does loan to value mean in mortgage terms? In this blog we will go through the ins and outs of loan to values and the...
2023 Is The Year For First-Time Buyer Mortgages
Yes, you did read that headline right. No, we aren't completely out of our minds. Just hear us out...ok? 2023 is the year for first-time buyer mortgages and purchases in general. This might sound like a strange conclusion to come to if you have been following the...
Nationwide Mortgage Rates Take Huge Cut
In a message sent out to all mortgage intermediaries (brokers) yesterday, Nationwide announced a huge rate reduction to some of their mortgage products. The intermediary arm of the building society announced that they would be making some big changes to standard...
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