Mortgage News, Insights & Advice

Accord Mortgages has unveiled substantial rate reductions across its buy-to-let mortgage offerings, signalling a promising change for property investors and landlords. Effective from the 4th of September 2023, these rate cuts are expected to provide a boost to the...

In an interesting turn of events, the United Kingdom's property market seems to be seeing a surge in buyer demand, fuelled by significant recent mortgage rate drops. Zoopla's latest house price index reveals that buyer demand increased by an impressive 12% in...

As we approach the end of the year, self-employed individuals are once again reminded to ensure their tax calculations are complete, as mortgage lenders are set to tighten their requirements for proof of income. Starting from October 6th, 2023, lenders will demand the...

In a move that is sure to bring cheer to prospective homebuyers and homeowners looking to refinance their properties for loans up to £2 million, Barclays has announced a significant reduction in its 2-year fixed mortgage rates for loans of up to £2 million. This move...

In a perhaps not so surprising announcement for the UK property market, the average UK annual house prices have recorded their first drop in over a decade. Zoopla's latest house price index reveals that in September 2023, property prices were 0.5% lower than the same...

Homebuyers and property investors alike are set to benefit from new products released by HSBC this week, as the high street bank slashes rates by up to 0.16% on over 140 mortgage products. This strategic decision marks a significant reduction in interest rate...

In the period we find ourselves in of ever-fluctuating mortgages, borrowers are often enticed by the siren call of low mortgage interest rates. Recent headlines have been ablaze with news of rates dropping after reaching unmanageable highs over the last 6 to 12...

Specialist UK mortgage lender Aldermore has recently announced the launch of a new suite of mortgage products tailored specifically for portfolio landlords. With this new product range, Aldermore aims to provide portfolio landlords with greater flexibility and...

If there is anything that we can say about the mortgage market in the UK it is that it is an ever-evolving and quite unpredictable entity. As the economic landscape changes with the times, so do the people. When it comes to mortgages, things simply aren't black and...

In a move that has sent ripples of excitement through the mortgage market, The Mortgage Works (TMW), the buy-to-let arm of Nationwide Building Society, has thrown a bit of a lifeline to property investors by unveiling sub 5% buy-to-let mortgage products. Notably, TMW...

The Bank of England has recently released a report shedding light on the current state of the private rental sector in the UK. This measurement of landlord property transactions from the Bank of England reveals that the sector has been experiencing a gradual...

The Bank of England has released its Mortgage Lenders and Administrators Statistics for the second quarter of 2023, shedding light on the state of the UK's residential mortgage market. The report paints a complex picture, with notable changes in outstanding mortgage...