Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
TSB Cuts Rates on Additional Borrowing Mortgages
TSB has released some refreshed rate changes across its range of mortgages today, including reductions in residential further borrowing mortgages, as part of the lender's strategy to improve affordability and meet customers' evolving needs. Here is what you need to...
HSBC Increases Mortgage Borrowing Power for First-Time Buyers
HSBC has made notable changes to its policy for residential mortgage lending, with the most considerable reforms designed to make it simpler for first-time buyers (FTBs) to climb the ladder. From Monday the 1st of September 2025, the lender has increased FTB...
Buying a Property in Fulham: Mortgage Advice & Market Tips
Thinking of moving to Fulham? You’re not alone. This popular South West London neighbourhood continues to attract young professionals, growing families, and overseas buyers who want riverside living with easy access to central London. But with demand for property in...
Santander for Intermediaries Increase Mortgage Rates
In a move that may impact both new and existing borrowers, Santander for intermediaries has recently made adjustments to its mortgage rates and products. The high street bank's broker-only arm has raised selected residential and landlord rates, prompting reactions...
Skipton Makes Changes to Buy-To-Let Stress Rates
Skipton, one of the leading mortgage providers in the UK, has announced significant changes to its buy-to-let criteria, affecting landlords across the UK. The modifications include adjustments to the Buy-to-Let Stress Rate for different fixed-term products. The stress...
First-Time Home Buyer Questions To Ask A Mortgage Broker
Questions to ask for first-time home buyers answered by Oportfolio Getting on the property ladder can feel like an impossible task. Although still a challenge for many, there is a lot of help available for first-time buyers to get a mortgage and their first home. Here...
UK Property Market Shows Moderate Growth
In the 12 months leading up to May 2023, the UK property market experienced a moderate increase in average house prices, according to the latest data released by The Office for National Statistics (ONS). The report indicates that the average house price across the UK...
NatWest and Coutts Increase Mortgage Rates Despite Drop in Inflation to 7.9%
This afternoon, mortgage lenders NatWest and Coutts, have announced rate increases on their mortgage products, despite the recent drop in inflation to 7.9%. The decision has left many customers puzzled, as the current economic climate suggests that there could soon be...
UK Inflation Rate Falls to 7.9% in July 2023
In a surprising turn of events, the UK inflation rate has dropped to 7.9% in July 2023, marking a significant decrease from recent highs. It now stands at the lowest it has been in 16 months! The news comes as a relief to homeowners and potential buyers who have been...
Metro Bank Updates Expand Product Offerings
London based mortgage lender Metro Bank has recently unveiled the upgraded version of its mortgage origination platform. The platform aims to revolutionise the mortgage application process for intermediaries while laying the groundwork for the launch of new products...
What Is A Part And Part Mortgage?
When it comes to mortgages, there are various types available to suit different financial situations and goals. Sometimes a standard repayment and interest loan is neither beneficial or appropriate for a borrower, and alternative repayment methods might be more...
Average UK Mortgage Rates July 2023
Over the last few months, the UK has seen a sharp increase in average mortgage rates due to increasing economic pressures. This coupled with the general cost of living crisis has meant that many people who were once enjoying low mortgage costs and relatively...
Is the UK Headed Towards Seven Percent Mortgage Rates?
The UK mortgage market has witnessed its fair share of fluctuations in recent months, with interest rates playing a pivotal role. As homeowners and prospective buyers seek stability and affordability, the question on everyone's minds is whether we are headed for seven...
TSB Announces Positive Changes to Lending Criteria
In an exciting development for prospective homebuyers and existing mortgage holders, TSB has announced significant improvements to its lending criteria. Effective from the 13th of July 2023, the changes aim to enhance affordability and accessibility for borrowers....
Prime London Property Resilient Amidst a Price-Sensitive Market
London is a great city...in fact, ask a resident and they will most likely tell you that it is the greatest city in the world! Yes, we might not have the best weather all the time, we might not have the white sand beaches and crystal blue oceans, but there is...
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