Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Virgin Money Mortgage Rates Drop Below 4%
Virgin Money mortgage rates have tumbled to below 4% this week! A very welcome rate reduction came from the money lending arm of Richard Branson’s Virgin empire. This rate reduction is just one of many from lenders dropping their rates as economic stability returns to...
Guide Price vs Asking Price
So you are ready to purchase a new home. It could be the first house or flat that you have ever bought. It could be your next family home with that extra bit of space. Or it could be a property that you are investing money in and plan on letting out as a buy-to-let....
Remortgage For Home Improvements
Your home is more than just a place to live; it’s one of your biggest financial assets. Property values are rising after a slight slump over the last 12 months, and your mortgage balance obviously decreases over time, meaning that you may actually find yourself...
Getting Mortgages For Doctors
As a medical professional, you have perhaps one of the most important jobs you can have. It is your responsibility to treat ill or injured people regardless of any personal, political, ideological or any other kind of differences. Your selfless commitment as a doctor...
Mortgages For A Partner In A Business
So, you started off as the document filer in the mailroom straight out of school. With little or no experience in business, you've fought and clawed your way up and learned everything you know along the way from your peers and now you have made it to the top of the...
62% Of Borrowers Are Worried About Mortgage Payments
New data released by researcher QuMind has revealed that a shocking 62% of Britons that they interviewed are concerned about rising mortgage payments or rent payments if their landlord's mortgage and utilities go up. The organisation interviewed a test group of...
More Lender Rates Coming Down
This week has already started with a bang, in a positive way! More and more mortgage lender rates are coming down across products and borrowing is finally becoming cheaper. This week alone HSBC, Virgin, Clydesdale, Coventry and Paragon have all already reduced their...
Can I Get A Second Mortgage To Buy Another House?
There are thousands, even millions of articles online targeted at first-time buyers looking to get a single mortgage. But not anywhere near as many for the more experienced borrower who is looking to get a second mortgage. Buying another property for residential...
Mortgages For Commission-Based Income
Sometimes income received from employment isn't black and white. By that we mean, sometimes people don't just earn a clear basic flat salary. There are lots of weird and wonderful ways that people earn their money, each unique to their own industry. In this blog we...
Could There Be A £300 Per Month Mortgage Grant?
In recent months, we have seen a steep increase in mortgage rates with lenders across the board. Although it seems that the dust has now settled and many banks and building societies are now bringing their rates back down slowly, the impact of the rate rises is...
UK House Prices Fall
As predicted by us here at Oportfolio and by economists and property finance specialists, the UK has seen house prices fall significantly in the last month. This drop in prices comes after the disastrous announcement of the 'mini-budget' last month by the former...
Should I Keep My Rental Properties In A Recession?
Being based in London has allowed us to help a large variety of different buyers over the years. From first-time purchasers buying their first nest to property developers needing a loan to construct large multi-unit apartment buildings. One of our specialties in the...
Base Rate Rises To 3%
Today the Bank of England announced that they will be increasing their base rate to 3%. The recent and quite frequent base rate rises that have happened over the last few months have had a huge impact on spending and saving across the country. Where will rates go...
Skipton Building Society Cuts Mortgage Rates
Another big hitter mortgage lender Skipton Building Society have announced that they are bringing down their interest rates. This change to rates from Skipton is just one of many rate reductions happening, after a gigantic rate rise over the last couple of months....
Amazing Properties For Sale In Putney
We love being based in Putney, Southwest London. It has been our home for years, and we have helped thousands of people purchase property in Putney over the years. Being close to the river and well connected with tube stations, rail stations and regular buses, Putney...
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If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.
