Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Precise Mortgages Criteria: New Interest-Only, LTV & Property Rules
Precise Mortgages has expanded its residential mortgage criteria, including interest-only lending up to 75% LTV, consideration of flats above 20 storeys and wider age and income eligibility. We explain what’s changed and who could benefit.
Can I Make an Offer on a House Without a Mortgage in Principle?
You don’t legally need a Mortgage in Principle to make an offer on a house, but having one can strengthen your position as a buyer. Here’s when to get an AIP, what it proves and what happens after your offer is accepted.
UK Mortgage Market Update – 14th of September 2026
UK mortgage rates continued to rise between the 7th and 14th of September 2026, but new data suggests buyer demand may be starting to improve. Here’s what changed this week and what borrowers should watch next.
Can You Get A Mortgage On A Fixed-Term Contract?
Working on a fixed-term contract? Find out how mortgage lenders assess contract workers, what documents you’ll need and how to improve your chances of getting approved.
UK Mortgage Market Update – 6th of July 2026
UK house prices were flat in June, mortgage approvals fell sharply, and affordability remains under pressure. Read the latest UK mortgage market update from Oportfolio Mortgages.
Lloyds Premier Mortgage Deals Now Available Through Brokers
The mortgage market continues to evolve, and there's some good news for eligible Lloyds Premier customers. From the 7th of July, borrowers with a Lloyds Premier Current Account can now access a range of exclusive Lloyds Premier mortgage deals through authorised...
Lowest UK Mortgage Rates – September 2026
See the lowest UK mortgage rates available in September 2026, including two and five-year fixed deals, remortgage rates and mortgage rates for borrowers with 5% and 10% deposits.
Can You Get A Mortgage If You Have Cancer?
Can you get a mortgage if you have cancer? We explain how lenders assess applications, whether cancer affects mortgage approval and the support available to homeowners.
UK Mortgage Market Update – 29th June 2026
Our weekly UK mortgage market update covers the latest mortgage rate changes, lender news and property market developments for the week ending 29 June 2026.
The Best Putney Estate Agents
Looking for the best estate agents in Putney? This guide highlights some of the leading estate agents helping buyers, sellers, landlords and tenants across SW15 and South West London.
How We Helped After a Property Chain Collapsed
When a property chain collapses, many buyers assume their purchase is over. In this case study, discover how Oportfolio helped a home mover restructure their mortgage plans and successfully complete on their new home.
Best Areas for First-Time Buyers in London
Looking to buy your first home in London? Discover some of the best areas for first-time buyers in London, including Wandsworth, Earlsfield, Balham, Wimbledon, Leyton, Barking, Croydon, and more. Explore property prices, transport links, lifestyle benefits, and what to consider before choosing where to buy your first property in the capital.
Equity Release For Pensioners
If recent events have taught us anything it is that jobs, income, and cashflow aren’t always as straight forward and secure as we might think. Sometimes, no amount of planning can prepare you for unexpected events and now more than ever, it is difficult to know how to make sure that you are financially secure when the economy is so uncertain.
Can I Get A Mortgage If I Have Recently Changed Jobs?
Can you get a mortgage if you’ve recently changed jobs or are still in probation? Learn how lenders assess new employment and what it could mean for your mortgage options.
UK Mortgage Market Update – 22nd June 2026
The Bank of England held rates at 3.75%, asking prices recorded their biggest June fall in 14 years, and mortgage approvals remained strong. Read the latest UK mortgage market update.
We're Here to Help
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.