Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Can Mortgages Be Transferred To Another Property
Can mortgages be transferred to another property? That is certainly a question that a lot of people who currently have a mortgage want to know. Getting a mortgage is normally quite a smooth process if you have the right kind of mortgage advice and advisor. However,...
HSBC Increases 53 Mortgage Product Rates Amid Economic Uncertainty
It has been announced today that HSBC has increased mortgage product rates on 53 of its mortgage products, impacting many different areas of residential mortgage borrowing. Some of the customers expected to be impacted by the rate increases are existing customers...
Santander Mortgage Rates Slashed While Virgin Increases Fixed Deals
Amid recent economic policy shifts, Santander and Virgin Money have made notable changes to their mortgage rates, offering contrasting options for UK homebuyers and investors. Santander is reducing rates across its fixed-rate residential and buy-to-let mortgages, with...
Why You Should Never Pay Off Your Mortgage
When it comes to personal finance, one of the most debated questions is: should I pay off my mortgage early? While owning your home outright can provide peace of mind, there are several reasons why you might want to reconsider paying off your mortgage early if you are...
How Can You Reduce Mortgage Payments?
The last few months have been tough, there's no question about that. The rising cost of living in the UK has meant that the average person is now paying more for utilities like gas, water, and electricity. Food and drink prices have soared, and petrol and diesel now...
What Is A Product Transfer Mortgage?
Most mortgage borrowers are pretty clued up on the initial terms of their loan. Well, at least they should be if their mortgage broker has explained things to them! Normally you would fix your mortgage for a period of 2 to 5 years and enjoy the rate and product you...
Remortgaging For Debt Consolidation
Everyone talks about purchasing a property and the associated mortgage you secure. Then people talk about remortgaging or doing a product transfer to keep a good interest rate and mortgage product on your property. But very few people talk about what else remortgaging...
Do You Need Life Insurance For A Mortgage
Do You Need Life Insurance For A Mortgage? The simple answer is no, you do not need life insurance to get a mortgage. A mortgage lender will not reject your application if you do not have life insurance. However, there are significant benefits to having life insurance...
Jubilee House, Putney
Standing tall and imposing at the corner of Putney High Street and Putney Bridge Road is the impressive concrete modernist monolith, Jubilee House. When travelling into Putney, it’s impossible not to see the Jubilee House building. At only a short stroll away from...
In Conversation With Sophie Jones: Residential Conveyancing With William Sturges
Welcome to our exclusive interview with Sophie Jones, residential conveyancing solicitor and partner at William Sturges Solicitors, a prominent legal firm based in central London. After well over one hundred years of trading, William Sturges has established itself as...
How To Find The Landlord Of A Property
Being a rental tenant in 2024 can be tricky for a number of reasons, especially when you need to find out who the landlord is for a property. Whether you’re a tenant seeking to address a concern, a prospective renter, or simply someone looking to make an enquiry about...
Hope for First-Time Buyers in 2024
The year 2023 proved to be a challenging time for first-time buyers in England. With rising mortgage interest rates, high inflation, soaring house prices, and an ongoing cost-of-living crisis, many prospective buyers found the dream of homeownership slipping further...
Virgin and Coventry Mortgage Rate Cuts Amid Falling UK Inflation
In a significant move for the mortgage market, Virgin Money has announced reductions in its fixed mortgage rates across various buy-to-let (BTL) and remortgage products, effective from today. This announcement comes as the UK inflation rate drops to 2.3%, the lowest...
HSBC Introduces International Buy To Let Mortgage Option
HSBC has unveiled a new offering for international investors, introducing international buy to let mortgage option that caters to a diverse range of global buyers. This new product allows individuals residing in approved countries to apply for UK-based BTL mortgages...
Precise Releases One-Year Fixed-Rate & Lifetime Tracker Mortgages
Precise Mortgages, a leading specialist lender and part of the OSB Group, has announced the expansion of its residential mortgage range with the introduction of a new one-year fixed-rate and other lifetime tracker mortgage products. These new products are significant...
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