Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Lloyds Premier Mortgage Deals Now Available Through Brokers
The mortgage market continues to evolve, and there's some good news for eligible Lloyds Premier customers. From the 7th of July, borrowers with a Lloyds Premier Current Account can now access a range of exclusive Lloyds Premier mortgage deals through authorised...
Lowest UK Mortgage Rates – October 2026
See the lowest UK mortgage rates available in October 2026, including two and five-year fixed deals, remortgage rates and mortgage rates for borrowers with 5% and 10% deposits.
Can You Get A Mortgage If You Have Cancer?
Can you get a mortgage if you have cancer? We explain how lenders assess applications, whether cancer affects mortgage approval and the support available to homeowners.
Are Green Mortgages A Solution For The Cost Of Living?
As gas, electricity, and water bills start to creep up and up, many people are looking at ways to cut costs. Whether its listening to Martin Lewis's rambling suggestions on TV or cutting back on TV time and having the heating running, people are trying to find...
What Documents Do I Need For A Mortgage
Getting a mortgage can be one of the most exciting times in your life, but also potentially stressful if you are going into it without knowing what to expect and what the mortgage lender expects of you. The most common conundrum that mortgage customers have is "What...
Mortgage Searches Increase Significantly
Very encouraging figures released by financial advice platform Twenty7tec this week show that the amount of people searching for a mortgage has increased significantly in the last month despite reservations due to looming economic downturn. Against all odds and...
Virgin Money Increase Mortgage Rates Again
Mortgage lender Virgin money increase mortgage rates again across their core products, despite only announcing rate reductions for some products a couple of weeks ago. These rate increases from Virgin money are just another example of the mass rate rise panic that...
House Prices Rising Or Falling?
How much is my house worth if I look to sell in the next 12 months? How much will I have to fork out to be able to afford a house? Will properties become cheaper? Is the UK set for a housing market crash? Are house prices rising or falling? All valid questions...
How To Prepare For Your First Mortgage
Finally ready to spread your wings and flee the nest? Already living independently and tired of paying off your landlord’s mortgage for them? Knowing how to prepare for your first mortgage and where to start can seem like walking blindly through a mine field sometimes...
Remortgage Borrowing Spikes
Newly released figures from the Bank of England this month show that remortgaging borrowing figures spiked in July 2022 while regular net mortgage borrowing figures dipped slightly. In June 2022, net mortgage borrowing figures for the country were recorded at...
Help To Buy Application Deadline Ends This October
Since beginning in 2013, the government led help to buy equity loan scheme has helped thousands of home buyers purchase properties in the UK. The scheme was introduced to help people who otherwise might have struggled to purchase a property, buy a house or an...
Barclays Mortgage Rates Increase….Again
Barclays Bank have once again increased their mortgage rates. This time the rates have gone up by by up to 28 basis points across their residential purchase, remortgage and buy-to-let mortgage products. This is just another repetition of the country wide lender...
Virgin Money Mortgage Changes
Virgin Money, the banking arm of Richard Branson's massive business empire, have announced that they have made some big changes to both their residential and buy-to-let products. These changes come as countless other lenders make drastic changes to their...
Accord Increases Maximum Mortgage Affordability
Only yesterday we reported on NatWest increasing their maximum loan to income affordability and now, as if by magic, another lender follows in suit! Intermediary exclusive lender Accord mortgages have announced that they will be pushing their maximum mortgage...
Average 2 Year Fixed Mortgage Rate Now Over 4%
Financial information company Moneyfacts have released figures this week that show that the average 2 year fixed mortgage deal rate now stands at over 4%! Specifically 4.09%. The highest average rate for almost 10 years. Since the Bank of England increased the...
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