Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
UK Mortgage Market Update – 18th of May 2026
Latest UK mortgage market update covering mortgage rates, lender changes, housing market trends, remortgage news and Bank of England developments.
What Is Critical Illness Cover? Your Questions Answered
What is critical illness cover and do you need it? Learn how it works, what it covers, and how it protects your mortgage and finances in the UK.
Common First-Time Buyer Mistakes to Avoid
Discover the most common first-time buyer mistakes in the UK and how to avoid them to save money and secure the right mortgage.
Bank Of Ireland Mortgage Rates Rise
In suit with a lot of other mortgage lenders, Bank Of Ireland have today announced that they are withdrawing rates on residential products and replacing them with new higher rates. This increase of Bank Of Ireland mortgage rates follows a long line of mortgage lenders...
Mortgage Rates Reduced By Accord Mortgages
Accord Mortgages have announced that they will be reducing their residential mortgage rates on selected products. A welcome change from other lenders hiking their rates up. The intermediary only lender said the following in a message to all registered brokers: We’re...
Lenders Strict On Debts Being Paid – Case Study
Key facts: Client looking to sell current property that they have owned for several years to purchase a larger family home Clients had a good amount of equity in their property so would have some spare cash left over once it was sold The clients had a few credit cards...
Housing Market Highlights From Rightmove
Over the last few days, UK property advertisement portal Rightmove have released figures and information that are a result of careful analysis of the property market this year. Some of the highlights they have commented on so far are house prices hitting a 6-month...
Santander Avoids Raising Mortgage Rates
Santander for intermediaries have sent out emails to all registered mortgage intermediaries today announcing that they will be freezing their current mortgage product rates and they will avoid raising mortgage rates for at least one month. In comparison, Nationwide...
Halifax Mortgage Rate Rise On The Way
Halifax have announced that as of the 18th of July (this coming Monday) they will be raising interest rates...again…on selected 2-year and 10-year products. They have said that the rises could be as much as 0.32%. Here are the details we know about the new Halifax...
Dare To Hope – Wildlife Photographer Harry Skeggs
Harry Skeggs - Award Winning Wildlife Photographer When it comes to wildlife photography, Harry Skeggs is the absolute authority. Putney based photographer and friend to Oportfolio Harry is world renowned for his unbelievable snaps of the worlds rarest and most...
Purchasing A Property From Family – Case Study
Key facts: Our client was a first time buyer looking to find a property in his budget and wouldn't use up his entire life savings. He had been looking around for a property but wasn't having much luck Coincidentally, his parents were also looking to sell a rental...
Act Now To Stop Mortgage Rate Rises
Money information website Moneyfacts have revealed new data that shows 2 and 5-year mortgage product rates have increased in the sharpest month-on-month spike since 2007. Meaning that mortgages are getting more expensive and people who don't act now, may end up paying...
Coventry Building Society Reduces Buy-To-Let Mortgage Rates
In the midst of rising mortgage interest rates, Coventry Building Society have announced that they are REDUCING their Buy-To-Let mortgage rates through their intermediary platform. The mortgage broker only arm of Coventry building society are reducing buy-to-let...
Protecting Yourself From The Financial Impact Of Cancer
In July 2022, Oportfolio’s senior mortgage and protection advisor Jade Pinkerton will be running a gruelling 10K for a great cause. The run will push her to her limits and considering she hasn’t run regularly in 10 years; she’ll be the first to admit that she is a bit nervous!
Second Home Mortgage Borrowing – Case Study
Key facts: Client looking to purchase a second home to use with family during summer holidays Property was 3 hours’ drive away Due to the rising cost of living, mortgage underwriters applied inflated and extra costs to the mortgage affordability. Because of these...
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If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.