Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Changes To Stamp Duty In London
Stamp duty in the UK is set to change significantly from the 1st of April 2025, with first-time buyers facing increased costs when purchasing property in the capital. Being a London based mortgage advisor ourselves, we are particularly interested in how stamp duty in...
New HSBC Premier Mortgage Range With Fixed Rates and Cashback
HSBC has announced a series of updates to its Premier mortgage products, introducing new fixed-rate options and making changes to cashback incentives. The adjustments apply to both residential and buy-to-let (BTL) segments for HSBC premier mortgage borrowers, offering...
Can I Get A New Mortgage Before My Old One Ends?
As your current mortgage deal approaches its end, you might be wondering if it’s possible to secure a new mortgage deal before your old one expires. The good news is that, yes, you can start exploring your options for a remortgage or product transfer up to six months...
Halifax To Release Mortgages Without Early Repayment Charges
Halifax bank, one of the UK's biggest and most well known mortgage lenders will be releasing some new mortgage products over the next few days, most significantly perhaps, they will be releasing mortgages without early repayment charges. Not only does this mean that...
Where Is The Best Place To Buy Property?
Last week, senior mortgage and protection advisor at Oportfolio Mortgages, Jade Pinkerton attended the latest Coutts and Savills market update webinar. Many interesting property related discussions were held. Perhaps the most interesting and thought provoking...
Buy-to-Let Investment: Is It Still A Good Idea?
This week, senior mortgage and protection advisor at Oportfolio Mortgages Jade Pinkerton attended the latest Coutts Bank and Savills Market Update webinar. One hot topic of discussion was the UK buy-to-let market, and whether it was still ‘worth it’. In this blog, I...
Is Now a Good Time To Buy Residential Property?
This week, senior mortgage and protection advisor at Oportfolio Mortgages Jade Pinkerton attended the latest Coutts Bank and Savills Market Update webinar. Many topics were discussed, but one of particular interest was the questions “Is now a good time to buy...
New-Build Shared Ownership From Teachers Building Society
A new-build shared ownership property can be a great option to when looking to take the first steps on the home ownership ladder. House prices are going up, and in many cases it can be quite difficult for first time buyers to firstly save enough money for a deposit,...
Christina Smith From TSB Mortgages Shares Her Thoughts
This week, our mortgage advisors at Oportfolio Mortgages had the privilege of welcoming Christina Smith, business development manager for TSB mortgages into our London based mortgage brokerage. As part of our ongoing commitment to building close relationships with...
UK House Prices On Upward Trend
As 2024 starts to draw to a close and we enter the final three months of the year, there has been some promising and positive signs for UK property owners regarding UK house prices. Over the last…well…couple of years, really, UK house prices are increased generally....
Opinion Piece: Martin Lewis Is Wrong About Mortgage Rates
Recently, celebrity finance expert Martin Lewis was plastered all over social media because of some controversial comments he made about mortgage rates. On television and on various media platforms, he said that some people are holding off arranging their mortgage or...
UK Foreign National Mortgage Just Got Easier With Santander
UK foreign national mortgage lending has just gone through a big change, and this change comes at the hands of mortgage lender Santander. Historically being a foreign national and getting a mortgage in the UK has sometimes been a tricky feat due to things like right...
New Barclays Mortgage At 3.71% Announced
A new Barclays mortgage product at 3.71% has been announced this week, becoming the latest in quite a few recent announcements from big UK mortgage lenders who are all dropping their rates below 4%. In recent weeks there has been a mortgage 'rate war' or sorts which...
NatWest Buy-To-Let Mortgage Rates Come Down 0.60%
NatWest buy-to-let mortgage products have been hit by some significant rate reductions this morning, giving a boost to both current and aspiring buy-to-let landlord investors. Over the last few years the buy-to-let market has taken a bit of a beating to put it...
Santander Mortgage Rates Below 4% Announced
This morning Santander joined the bandwagon of UK mortgage lenders dropping their rates below 4%, which is fantastic to see! The new Santander mortgage rates below 4% announced today stretch across their entire mortgage range and are likely to encourage a lot more...
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