Mortgage News, Insights & Advice

One of the big dilemmas for people considering whether to take the plunge and buy a house or flat is whether they should do it now – and try to take advantage of the Stamp Duty (SDLT) holiday – or wait to see how the housing market settles into 2021. It’s a dilemma...

After the year we’ve had, it’s understandable that many people don’t want to take on the additional burden of a bigger mortgage to buy their dream home. As I’ve already explained in a previous article, if you do want to take advantage of the stamp duty holiday, which...

There’s now just a little over four months to go before the Chancellor is due to slam the door shut on the Stamp Duty holiday that has saved homebuyers up to £15,000 in land tax since June this year. Recent figures from the National Association of Estate Agents (NAEA)...

With the UK now formally in recession for the first time in 11 years, mortgage providers are inevitably becoming more circumspect in how they lend money for house purchases. And that means it’s becoming harder to secure the larger sums needed to move. As the Financial...

According to some reports this week, the first signs that the post-lockdown housing boom that began when the government opened up the housing market at the beginning of June 2020 has begun to give way to greater caution. According to the online housing news portal...

Most of us know what it’s like moving into a new house. You came to see it when it was in full swing as someone else’s home and it feels very different when you take your first steps into it as the proud new owner. The seemingly vacuous rooms that seem much bigger...

There’s barely a single area of our increasingly busy lives where we don’t have the option to do things for ourselves at home in front of a laptop, and the process of choosing a mortgage product is no different. From online grocery shopping to switching your car...

Nothing in life stays the same. The plans we make for today and tomorrow can change over time and new plans will need to be made. That’s certainly true when it comes to buying houses. There are all sorts of reasons for moving. It may be that you originally bought the...

With the school holidays here, summer brings great opportunities to spend time together as a family. But if you’re not careful, family days out in London can come with a weighty price tag. Luckily, in Fulham and Chelsea and beyond there are loads of local things to...

If you’re thinking about moving to take advantage of low-interest rates and the stamp duty holiday, then recent speculation suggesting the latest recession may impact negatively on mortgage holders could be making you doubt whether it’s a good time to be moving. The...

Given everything that’s been going on in the housing market over the last four months, it may be that you’re looking at the various factors at play and thinking that perhaps now is a good time to take the next step on the housing ladder. With the recent announcement...