Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Getting a Mortgage as a High Net Worth Individual
Learn how high net worth individuals structure mortgages using bonus income, assets, private banking, and bespoke lending solutions.
How To Navigate First-Time Home Buyer Challenges
First time home buyer challenges explained. Learn how to overcome deposit, affordability, and mortgage hurdles in the UK.
In Conversation with TaxAssist Putney: Mortgage & Tax Advice for Buyers, Landlords & the Self-Employed
Oportfolio Mortgages speaks with Beyant Khosti from TaxAssist Putney about self-employed mortgages, landlord taxation, financial preparation, and what buyers need to know before purchasing property in London.
Should I use a professional mortgage broker?
Technology may have its frustrations, but there’s no doubt it has made life much easier when it comes to the business of sorting out personal financial matters like car insurance, choosing a mobile phone provider and buying cheap flights. Price comparison websites...
Deposit Guarantee Scheme Great For First-Time Buyers
Following on from speculation at the back end of last week that the Chancellor will use his Budget speech on Wednesday to announce an extension to the stamp duty holiday, this weekend’s news also suggests Wednesday’s Budget statement may have more glad tidings for...
Should I buy a house now?
One of the big dilemmas for people considering whether to take the plunge and buy a house or flat is whether they should do it now – and try to take advantage of the Stamp Duty (SDLT) holiday – or wait to see how the housing market settles into 2021. It’s a dilemma...
Remortgaging Is Key To A Dream Property
After the year we’ve had, it’s understandable that many people don’t want to take on the additional burden of a bigger mortgage to buy their dream home. As I’ve already explained in a previous article, if you do want to take advantage of the stamp duty holiday, which...
Joint Borrower Sole Proprietor Case Study
In 2019, Our client first came to us at Oportfolio to see how we could help him purchase his dream first home. Like many first-time buyers, our client did not know where to start and did not know what he could afford.
Can’t move? Grow the space you’re in
With the UK now formally in recession for the first time in 11 years, mortgage providers are inevitably becoming more circumspect in how they lend money for house purchases. And that means it’s becoming harder to secure the larger sums needed to move. As the Financial...
Now’s the time to take advantage of the housing market
According to some reports this week, the first signs that the post-lockdown housing boom that began when the government opened up the housing market at the beginning of June 2020 has begun to give way to greater caution. According to the online housing news portal...
Turn up the green stuff to make a house a home
Most of us know what it’s like moving into a new house. You came to see it when it was in full swing as someone else’s home and it feels very different when you take your first steps into it as the proud new owner. The seemingly vacuous rooms that seem much bigger...
5 Reasons To Hire A Broker To Find Your Next Loan
There’s barely a single area of our increasingly busy lives where we don’t have the option to do things for ourselves at home in front of a laptop, and the process of choosing a mortgage product is no different. From online grocery shopping to switching your car...
Moving home? Get ahead of the game to get the best deal
Nothing in life stays the same. The plans we make for today and tomorrow can change over time and new plans will need to be made. That’s certainly true when it comes to buying houses. There are all sorts of reasons for moving. It may be that you originally bought the...
Perfect days out close to home
With the school holidays here, summer brings great opportunities to spend time together as a family. But if you’re not careful, family days out in London can come with a weighty price tag. Luckily, in Fulham and Chelsea and beyond there are loads of local things to...
Is it a good time to be moving house?
If you’re thinking about moving to take advantage of low-interest rates and the stamp duty holiday, then recent speculation suggesting the latest recession may impact negatively on mortgage holders could be making you doubt whether it’s a good time to be moving. The...
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If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.












