Expat Mortgage Brokers UK
Living overseas and looking to buy a home in the UK? Talk to an experienced UK expat mortgage broker
Buying a property ‘back home’ needn’t be complicated and costly. You just need the right kind of expat mortgage expertise on board
As an expat, you may be thinking about buying a property in the UK as a rental investment or as somewhere to live when you return home. For some people, securing an expat mortgage in the past has been tricky as high street lenders have struggled to work in a different currency, or there have been issues around proof of income and the ever present ‘red tape’.
Fortunately, as expat mortgage brokers, the Oportfolio team know which lenders to approach and what information is needed to find an affordable UK expat mortgage.
What you need to know about expat mortgages
How your income is assessed will be slightly different to that of a UK resident and currency fluctuations will be taken into account too. You may need a higher deposit, and the interest rate on a UK expat mortgage will almost certainly be higher too.
Certain lenders will be cautious if you’re based in what’s deemed a high-risk country. There may be some challenges around obtaining a full credit history if you’ve been out of the country for some time and this will also make lenders view you as a higher risk. And there will be extra identity checks too.
DOWNLOAD OUR LATEST BROCHURE
At Oportfolio, we love inspiring people and helping you to achieve your dreams - buying your own home, making the most of your existing finances, or investing in other properties.
We can help you find the right mortgage because our standing in the London market allows us to get access to the most competitive rates from a multitude of lenders.
To find out more, we invite you to download our latest brochure.
Talk to an experienced UK expat mortgage broker
It’s essential to speak to an expat mortgage broker before you start looking for a property, so you understand all the ins and outs of what’s needed.
At Oportfolio, we have access to lenders with the lowest interest rates and the lowest set up fees who are in the market for UK expat mortgages and are willing to lend. We also know all the paperwork that’s required to ensure you secure your mortgage at the best rate possible.
We strive for the highest standards of client care and are committed to offering tailored mortgage, insurance and personal protection policies that match the unique aspirations of every single client.